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F.A.Q.s |
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What is a "habitude"?
A “habitude” is the automatic or
subconscious thoughts and feelings (attitudes) and behaviors (habits)
that are ingrained in our minds over time and influence our decisions
and actions.
What is the purpose or goal of Money Habitudes cards?
Money Habitudes cards are designed to help people
engage in productive conversations about money and understand the habits
and attitudes that influence their actions and decisions regarding
money.
Why would professionals use Money Habitudes
cards?
Money Habitudes cards are a powerful tool to help
initiate dialogue between a professional and his or her client(s). They
easily go beyond initial assumptions based on superficial data and
appearances without the professional having to ask probing personal
questions.
They're very effective as a shortcut to access relevant, often hidden,
information in a quick, fun, non-threatening way.
And, they allow the professional to gain insight on how to successfully
approach a client and identify triggers that will be relevant and
motivating.
What makes Money Habitudes cards so user
friendly and non-threatening?
The Money Habitudes cards are designed to be
similar to playing cards, which are intuitive to use and generally
associated with an enjoyable, social activity that helps people relax
and engage more quickly. The language on the cards is non-judgmental and
jargon free. And although these cards accomplish what a questionnaire
might do in terms of assessment results, they're far more effective
because they're user friendly are not associated with negative
test-taking experiences. The Money Habitudes cards are thought
provoking and trigger more effective communication about their habits
and attitudes- whether it be with an advisor, counselor or their family
or friends.
Who uses Money Habitudes cards?
Financial professionals use Money Habitudes cards
to gain insight into an individual's patterns of behaviors and values
that influence the way he or she makes decisions about investing,
saving, spending, giving money away and going into debt. When
working with couples, the cards provide a quick, non-intrusive way of
discovering if their money habitudes balance, complement or conflict
with each other's.
Counselors, therapists and coaches use Money Habitudes cards to explore
a client's relationship with money and determine how that may influence
their actions regarding their career, relationships, transitions, and
other life issues. Since the relationship with money can be a metaphor
for the person's relationship with other life issues, the cards can
provide a shortcut to other issues.
Individuals use the cards to understand how they can take charge of
their financial future and see where old habits and attitudes may be
supporting or sabotaging their intentions.
Couples use the cards to understand where they complement and conflict
with each others' habits and attitudes, which gives them a strong
foundation to talk about important financial issues productively, using
the non-judgmental, common language provided by the cards.
What is included in the deck of Money Habitudes
cards?
We offer a wide selection of packages and bundles
that give you everything you need. Click here to browse our selection
and place your order.
Are Money Habitudes cards easy to use?
Absolutely! Money Habitudes are user friendly and
intuitive. Each deck also comes with a "quick-glance" instruction sheet
or card and guides are available with more comprehensive, detailed
information.
The Professional Guide includes
effective suggestions for a number of ways to use Money Habitudes cards
with individuals, couples and groups.
The instruction and training DVD is an
audio visual tool that supports the Money Habitudes cards.
The Viewer's Guide is a workbook that
guides the user through the process and can be used by individuals. It
can be used with the training DVD.
The Couple's Guide is designed to help
couples through the process of working with the Money Habitudes cards
and offers ideas and suggestions for discussions and a positive sharing
experience.
The Teen Guide provides
educators, youth leaders and counselors five lesson plans which can each
be used as five stand-alone lesson plans or combined for a more in-depth
program of five classes or a half-day program. They can be used
in-conjunction with programs in financial literacy, life skills,
psychology or business to help teens develop a healthier relationship
with money.
Money Habitudes cards can be used to do a number of activities, the most
common of which is Money Habitude Solitaire. It's as easy as 3 basic
steps. To give you an idea of how simple and intuitive it is, here are
the steps:
1) Shuffle the 54 statement cards. Place each card under the blue
sorting cards ("that's me," "that's not me," "that's sometimes me")
depending on what the card says. (The teen cards are the same format,
but the words and graphics are teen-friendly.)
2) Flip the cards over in the "that's me" pile and sort them by the
colorful pictures on the back.
3) Use the yellow interpretation cards to understand your habitudes,
starting with the habitude that you have the most cards for.
Are the cards valid and reliable?
Money Habitudes cards are intended to engage people in
conversation and to stimulate exploration of habits and attitudes about
money from different perspectives. The categories are well researched.
However, the cards are not intended to be a serious assessment or
psychological instrument with which to categorize or diagnose individuals. The
categories and statements are based on the most common themes, patterns
and findings in current financial and psychological research. Data
collected during focus groups and from professionals who reviewed the
cards during their development indicated that people typically did
identify with the outcomes of their card sort. However, the more
important point was that even when someone disagreed with or questioned
the results, the conversation and information from that exchange
provided helpful insights.
How much time does the Money Habitudes card
activity take?
It typically takes less than 15 minutes for an
individual to do the Money Habitudes Solitaire card sort. Beyond that,
interpreting the cards takes another 15 minutes and discussing them takes as much time as the
user is interested in dedicating to the activity and determining next
steps. The benefits of
understanding or even simply thinking about one's money habitudes,
however, last indefinitely.
How many decks of Money Habitudes cards do you
need?
Although Money Habitudes cards can be shared, it's
more powerful and time efficient for each person to have his or her own
deck - whether working with individuals, couples or groups. This is
because people are more engaged and invested in the conversation if they
have their own outcomes and it runs more smoothly when everyone sorts
and interprets the cards together. However, the Professional Guide
offers suggestions for large and small group activities and discussions
using a deck using fewer decks of cards.
What other materials are available besides the
cards?
Workshop/training
DVD
Viewer's Guide
Professional's Guide
Teen Guide
Couple's Guide
Special packages are available to provide significant savings.
Click here to browse our entire
selection of available products and packages.
Do you need training to use the cards?
There is no formal training or certification
required, but professionals do need to become familiar with the cards
and the guides. Individuals and couples can work directly with the
cards. Several guidebooks and a workshop / training DVD are available to
walk you through the steps and go deeper into the issues and options.
Training workshops are available.
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