An innovative peer teaching financial education program for kids

utah state - peer teaching financial education

The Issue: How to develop a scalable peer teaching financial literacy program that’s fun and easy enough for kids to teach other kids. Who: Amanda Christensen is an Extension Assistant Professor with Utah State University and a 4-H & Youth Programs Educator with Morgan County Extension. What: Christensen, Dave Francis, Zuri Garcia and Stacey MacArthur, […]

Making financial classes for women more engaging

financial classes for women

The Issue: How to make financial classes for women more engaging and welcoming while providing valuable skills for handling money. Who: Emily Adams is an agriculture and natural resources educator with Ohio State University Extension Service in Coshocton County. What: Adams runs Annie’s Project in Coshocton County. She also runs a follow-up financial education program […]

An adult continuing education financial program for auctioneers

wvu extension

The Issue: How to add interesting, engaging content to a continuing education financial program. Who: Zona Hutson is an Extension Agent with WVU. She works in Doddridge County, West Virginia. What: WVU Extension Service teaches a recertification class for the state’s auctioneers. Hutson has been teaching the auctioneers’ course for 15 years. Money Habitudes is […]

Financial education program for bogus check writers

financial educaiton toolkit

The Issue: How to help people understand their financial attitudes and spending habits in a fun way in a financial education program. Who: Susan Routh is an Extension Educator in Family and Consumer Sciences in Grady County, Oklahoma. She also serves on the executive board of the National Extension Association of Family and Consumer Sciences […]

An Improved Series of Financial Classes for TANF

TANF financial classes

The Issue: How to make TANF financial classes more approachable and effective. Who: Sonya McDaniel, CFLE, is an extension educator who focuses on family and consumer science in Pottawatomie County, Oklahoma. What: McDaniel runs a series of financial classes for the county’s TANF (Temporary Assistance for Needy Families) program. A federal program through the Department […]

Date-night relationship classes for couples on money

lunch and learn financial education

The Issue: How to cover finances in a series of relationship classes – but in a way that’s fun enough to feel like a date. Who: Kylee Miller is a project manager at Marriage Matters Jackson, in Jackson, Michigan. The relationship education organization is housed at the United Way and was originally supported by a […]

Lunch class on financial education

lunch and learn financial education

The Issue: How to cover finances in relationship education classes. In addition, how to attract new people and increase attendance in relationship classes. Who: Kylee Miller is a project manager at Marriage Matters Jackson, in Jackson, Michigan. The relationship education organization is housed at the United Way and was originally supported by a federal Healthy […]

Teaching personal finance in relationship skills classes

Anthem Strong Families relationship classes

The Issue: How to include personal finances in a relationship skills curriculum that stresses fun, interactive activities that lead to people really understanding and changing their behaviors. Who: Kara Shade is the Director of Adult Programs at Anthem Strong Families in Dallas, Texas. What: Anthem Strong Families provides relationship education and life skills in the […]

Financial habits, attitudes, behaviors in money classes

women work and community money classes

The Issue: How to start a series of money classes with an engaging session that covers financial habits, attitudes and behaviors. Who: Jean Dempster and Janet Smith are Asset Development Trainers at Women, Work, and Community in Maine. Both have been teaching money management classes for more than 10 years. What: Women, Work, and Community […]

Workplace Financial Education for Employees

real$ense workplace financial education

The Issue: How to offer an engaging first personal finance education class that appeals to students and partner organizations. Also, how to help attendees understand their underlying financial habits and attitudes. Who: Lindsay Ferguson is the Real$ense Prosperity Campaign program and services coordinator. Real$ense, an asset building coalition, is the Income Initiative of United Way […]

Financial education classes and train-the-trainer for financial educators

financial education classes and train-the-trainer

The Issue: How to lay a foundation for financial skills by getting students to understand the role of habits, attitudes, emotions and behaviors in their own personal finances. Who: Saundra Davis is the executive director and founder of Sage Financial Solutions, an organization dedicated to helping communities develop financial education classes and programs. She is […]

Money Mentors Learn About Financial Behaviors to Relate Better To Clients

United Way - money mentors

The Issue: How to train money mentors to understand how they see money – and how their clients may see money differently. Improve financial coaching. Who: Joanie Davis, Community Initiatives Director at United Way of Henry County and Martinsville. What: The United Way of Henry County and Martinsville is part of the HOPE (Helping Others […]

Credit Union Training on Financial Behaviors, Emotions and Attitudes

HOPE Coalition - credit union training

The Issue: How to train financial services professionals to easily understand the emotional and behavioral side of finance to better relate to financial clients. Who: Joanie Davis, Community Initiatives Director at United Way of Henry County and Martinsville. What: The United Way of Henry County and Martinsville is part of the HOPE (Helping Others Progress […]

Budgeting and Personal Finance Classes in Relationship Education

First Things First relationship education

The Issue: How to deliver effective budgeting and personal finance classes within healthy relationship education. Who: Deborah Gunn is the program manager for First Things First’s federally funded Healthy Marriage Demonstration Grant. First Things First is an award-winning not-for-profit dedicated to strengthening families in Hamilton County, Tennessee through relationship education, collaboration and mobilization. What: Through […]

Youth Financial Empowerment Initiative: Financial Literacy for Parents and Kids

The Issue: How to get parents and kids to feel comfortable discussing financial topics in a long-term financial literacy program – and better relate to each other around the difficult topic of money. Who: Tarin L. Washington is Program Associate at The Collaborative, a private, nonprofit serving North Carolina. It is the lead agency for North […]

Transitioning from Financial Literacy Seminars to Financial Counseling

Community Financial Counselling Services

The Issue: How to get more people to feel comfortable attending financial literacy classes – and then to seek out financial counseling. An important component is to help people understand that improving one’s finances is often about more than just the math or doing a budget. Who: Sally Massey Wiebe is a Financial Counsellor with […]

Financial Capability in a Life Skills Program: Foster Kids Transitioning out of Foster Care

Ready by 21 foster care financial capability program

The Issue: How to better prepare foster kids transitioning out of the foster care system; this includes financial capability , among other life skills modules. Who: Meghann Shutt, program manager for financial security at Baltimore CASH Campaign. The organization received a grant to participate in Maryland’s Ready by 21 program for foster kids. What: Geared for […]

Financial Education and Relationship Classes that are Fun and Engaging

airman and family financial and relationship classes

The Issue: How to get servicemembers – and their spouses – to want to attend financial education and relationship education classes and come back for more. Who: Gary Strickland, chief of the Airman and Family Readiness Center (AFRC) at Mountain Home Air Force Base. What: Mountain Home Air Force Base revolves around the 366th Fighter […]

Couples counseling meets financial counseling

Ben Vos, couples counseling in Brentwood, TN

The Issue: How to get counseling clients to talk about money issues in a constructive, nonjudgmental manner; blending financial counseling and couples counseling. Who: Ben Vos, LPC, is a therapist in Brentwood, TN. He works with individuals, couples and families. Vos has developed a specialty in substance abuse and addiction issues. Much of his couples […]

Integrating the Emotional and Behavioral Aspects of Personal Finance into Financial Education

Maryland CASH integrates emotional and behavioral aspects of personal finance in financial education

The Issue: How to effectively train financial educators and coaches about the behavioral and emotional side of personal finance so they better understand the concepts and themselves and are thus better able to help their clients and students. Who: Robin McKinney, MSW, is the director and co-founder of the Maryland CASH Campaign. A veteran of […]

Making Financial Planning Classes Relevant and Engaging

financial planning classes

The Issue: How to get participants in financial planning classes to look at how and why they spend and save. Also, how to talk about money in a fun, non-threatening and engaging way. Who: Robert Cain is an investment advisor in Scottsdale, AZ with Arque Capital Ltd. What: Cain has used Money Habitudes cards in […]

Financial Education for Supportive Housing and Transitional Housing Programs

financial education for homebuyers

The issue: How to build trust with supportive housing and transitional housing clients and help them better understand their spending habits; how to make positive behavior changes. Make financial education classes more engaging and relevant – especially because they aren’t mandatory for supportive and transitional housing clients. Who: Donna Stallings, Case Manager and VIDA Coordinator […]

Financial Life Skills for Teen Parents

Catholic Charities teaching life skills

The Issue: How to get single teen parents to better understand money messages and financial wants and needs in an engaging atmosphere. Who: Rebecca Phipps, LPC, professional counselor and coordinator of the Between Us program at Catholic Charities Oregon. It operates under the national Healthy Marriage Initiative. What: Phipps teaches life skills and financial literacy […]

Community College Money Management Classes: Teaching Personal Finance

community colelge financial education classes

Who: Leslie Tomlinson with Student Support Services at Northwest-Shoals Community College in Muscle Shoals, Alabama. What: As part of the college’s Student Support Services grant through the US Department of Education’s TRIO program, the program must offer a variety of seminars to all recipients. One of these requirements is personal economic literacy. Who: Located on […]

Financial Education and Relationship Education in Prisons and Inmate Reentry Programs

Who: Ronald Brewer, Director of Education, People of Principle, based in Midland, TX. What: Marriages are subject to a variety of stresses. Few are greater than having one spouse incarcerated. It is in this prison environment that People of Principle works to strengthen marriages. Operating under a federal grant for Healthy Marriage Promotion and Responsible […]

Money Habitudes in Catholic School Classes

Where: Immaculate Heart Academy, a Catholic college prep high school in Washington, NJ What: Piloted Money Habitudes cards in psychology and finance classes Who: Stephanie Licata, campus minister Mary Liz Fuhrman, guidance counselor and psychology teacher Students: primarily seniors Why: In the psychology class the cards kicked off a unit on stress. In the finance class […]

Talking About Money in Continuing Education Workshops

Who: Kelly Chicas, a Board Certified, Licensed Professional Clinical Counselor (at Albuquerque Family Counseling) and Lisa Johnson, PhD, LMFT in Albuquerque, New Mexico Situation: Workshops for community agencies and general audiences to provide educational information and introduce therapists in a non-threatening setting. What: “The Wealth Within: Mastering Your Money Personality” was held at the University […]

Teaching Financial Literacy Classes to Teens and Senior Citizens

cornell extension financial education classes

Teaching financial literacy classes can be difficult. Talking about money intimates people and they often wait until hardship strikes before seeking help. Therefore, financial educator Nancy Reigelsperger knows she needs to make her financial literacy classes not only practical, but non-threatening and enjoyable as well. It’s especially important to hook younger people, but working with […]

Money Habitudes Storms the Dorms for Financial Readiness

Contact: Erica Brown, a community readiness technician at Shaw Air Force Base Airman and Family Readiness Center (AFRC) Situation: A financial education class to reach young airmen on their own turf, in the dorms. The workshops in the barracks would eliminate much of the embarrassment and discomfort that airmen perceived around going to the AFRC. […]

Preparing the Navy’s Peer Financial Counselors

Contact: Carol Allison, Financial Program Manager, Naval Support Facility (NSF) Dahlgren/The Navy’s Command Financial Specialist (CFS) program Situation: Use Money Habitudes cards in preparing Navy Command Financial Specialist Counselors to be financial first responders to their colleagues Who: Command Financial Specialists are specially trained service members who act as financial peer counselors to complement the […]

Money Habitudes Helps Save Marriages from Divorce

Contact: Kent Thompson, Financial Program Manager with Army Community Service, Camp Ederle, U.S. Army Garrison, Vicenza, Italy Situation: A comprehensive, six-hour course for couples intending to divorce called Military + Divorce created by the Association of Financial Counseling, Planning and Education (AFCPE). Classes ranged from one to five couples and are intended to provide the […]

Financial Education to Make the Military “Mission Ready”

Contact: Madeleine Greene, Personal Financial Counselor, Contractor for the Department of Defense. Greene worked as a financial counselor and educator for Cooperative Extension Service through the University of Maryland for more than 15 years. Situation: Financial education workshops on military bases in the greater Washington, DC area and at military installations across the country. The […]

Teaching Couples Skills to Communicate About Finances

Financial education classes often neglect communication skills and focus solely on the mechanics of budgeting, expense tracking, etc. But Lori Scharmer, a family economics educator, finds great value in helping couples communicate about money. If they aren’t comfortable talking about their finances, managing them will difficult. In her standard couples’ finance class, she uses Money […]

Money Habitudes Breaks the Ice, Beats Pizza and Boosts Attendance

Contact: Kent Thompson, Army Financial Program Manager, Army Community Service (ACS), Camp Ederle in Vicenza, Italy Situation: Financial education classes without funding to attract soldiers to a class by offering pizza or other food. Who: Soldiers who are generally unwilling and uninterested but are told that they have attend a financial education class and soldiers […]

Using Money Habitudes in Bankruptcy Classes

Contact: Beverly Mercer, court-appointed bankruptcy trustee, Waco, Texas Situation: The State of Texas mandates that any Texan who files for bankruptcy must attend a bankruptcy class which teaches them how to avoid bankruptcy in the future.  Mercer teaches 3-5 classes per month, each with 15-30 people who have filed for bankruptcy. Mercer also has the […]

Talking about Money in Catholic Marriage Preparation Classes

Contacts: Valerie Conzett, director of the Family Life Office in the Archdiocese of Omaha, and Sr. Virginia West, a marriage and family therapist at St. Margaret Mary Catholic Church in Winter Park, FL. Situation: Catholic churches and dioceses use Money Habitudes in marriage preparation programs to help people better understand themselves and their partners when […]

Better Understanding Financial Planning Clients

Contact: Tony Owings, Certified Financial Planner, A.R. Owings Financial Strategies, an independent firm that works mostly on a fee-on-assets-under-management and offers securities through Raymond James Financial Services Situation: It’s important for financial planners to understand their clients, including how they see and use money and what is happening in their lives.  Owings uses the Money […]

Better Understanding Yourself And Your Clients Regarding Money

Contact: Alan Frank is a financial educator and planner, serving as Financial Services Lead Instructor at Bow Valley College in Calgary, Canada Situation: Teaching college students who are studying to become financial planners and clients who attend the classes and workshops he offers. Who: College students, adults attending financial education or planning classes and private […]

A Life Skills Class for Teens that Nearly Runs Itself

Teenagers like to interact with each other rather than sit still for lectures. Playing to this tendency, Joyce Bartels-Daal uses Money Habitudes as the basis for a money-based life skills class. Students enthusiastically dive into the activity and need little oversight. They also discover how to be better with money and how to talk about […]

Tackling Financial Literacy for Teens, Homebuyers and Seniors

Instead of sleep-inducing PowerPoint slides and a lecture, Belinda Pfeiffer, a family and consumer sciences educator, uses Money Habitudes for Teens to connect with teenagers in schools and youth groups. When using Money Habitudes with homebuyer/homeowner classes and with senior citizens, the cards help put people at ease, get them to open up, participate and […]