After using the Money Habitudes cards in an activity like Money Habitudes Solitaire, it’s time to interpret the results and understand your money personality. Each deck of Money Habitudes cards is its own self-contained toolkit; each contains yellow interpretation cards to help users understand their own money personality results in simple, easy-to-understand language. This interpretation step might be only a few minutes or might produce hours of productive conversations and action steps, depending on how, where and by whom the cards are used.
While the yellow cards are meant to give users an understanding of their own habits and attitudes about money — as well as suggest beneficial next steps and spark good conversations around finances — they are only a first step. More advanced users will find value in the companion guidebooks as well as in-person and over-the-phone trainings to better understand how to use and interpret Money Habitudes cards.
Interpreting the Money Habitudes cards
- Take all the cards in your That’s me pile and turn them over so you see the colorful pictures and Habitudes category names. Sort these cards into rows by the pictures on the back so you can easily see which categories you have and how many cards you have in each of the Habitudes categories. This is a visual representation of your money personality. There are six Money Habitudes categories and each has nine cards associated with it.
- Look at the yellow interpretation cards. Read the card that says, “What do these cards mean?” If you have four or more cards in two or more Habitudes categories, read the yellow card about Combinations or Balance.
- Then read the yellow interpretation card for the Habitude category with the most cards in it. You may then want to think about or discuss questions like:
- How do you use money?
- Which Habitude do you use when you feel good? Which one do you use when you feel stressed, happy or angry?
- What situations, people or stressors cause you to to switch to a different Habitude?
- How do people see you?
- Which advantages and challenges sound familiar? Which don’t fit?
- Would your parents and friends agree with what the card says?
- Knowing that all of the Habitudes categories have benefits, but having too much of one can bring challenges, what challenges do you have?
- How do your Habitudes complement or conflict with those of other significant people in your life?
- If a Habitude category is missing (there are six) from your That’s me pile, read the yellow card for that category to see if having it might benefit you.
- If you have time, sort the cards from the That’s not me pile into categories according to the pictures on the back so you can see how many of each type you have. Do you see any patterns? Are you avoiding any Habitude(s)?
- Sort the cards in the Sometimes pile to see which categories you have and how many of each type you selected. Ask yourself why you sometimes feel that way about the statements or situations. Does it depend on who you’re with? Where you are? Your mood?
Read the back of the yellow interpretation cards to look for appropriate next steps to make change or find balance that works for you.