“A higher credit score should net you a lower mortgage rate,” says Lee Gimpel, co-creator of The Good Credit Game. “That lower rate, even if it’s only 1 or 2 percent lower, can mean saving thousands of dollars per year.”
“The ultimate goal of the game is to help players understand their spending habits and attitudes that affect their spending choices. Money Habitudes is endorsed by the Institute of Consumer Financial Education.”
“When you think about retirement, when you wake up in the morning, what time of day do you think you would wake up? What would you see out the window?” Syble Solomon says — maybe it’s the beach, the mountains, or your current view.
“You don’t need to pay the bill off, but you do need to make at least the minimum payment,” says Lee Gimpel, co-creator of The Good Credit Game, a curriculum for financial educators who teach about credit reports, credit scores and credit cards.
“You’re arguing about control, security, love, rejection and all other things money represents,” says Syble Solomon, creator of money-personality tool Money Habitudes and an expert in behavioral economics.
“We spoke with money behaviorist Syble Solomon, and rounded up three tools to save you from yourself.”
“You’re arguing about security, control, love, rejection and all the other things money represents,” says Syble Solomon, the creator of money-personality tool Money Habitudes.
We’re hard-wired to prefer pleasure over pain, says Syble Solomon, creator of Money Habitudes, an online game that gives insight into different money personalities. So naturally, we’re motivated to do what we find satisfying.
Financial behaviorist Syble Solomon says that, in most cases, couples never really fight about money itself. Instead, partners are truly fighting about what money represents to them.
Financial behaviorist Syble Solomon is on the same page: “That 12-hour email is using the principle of scarcity, in which a purchase becomes so much more tempting if it’s available for a limited time only.”
You only think you’re squabbling over your credit card bill, said Syble Solomon, a financial behaviorist and creator of the interactive tool Money Habitudes. You’re actually fighting about what money “emotionally represents: love, security, power, control, status, acceptance, etc.”
“People can be really task-focused and forget the emotions of this charged topic,” Solomon says. “Most parents and their kids rarely discuss money, so it’s a new topic that’s notoriously emotional.”
Money coach Syble Solomon has developed a game called Money Habitudes to help people work out their dominant motivation (including planning, security, status, giving, carefree, or spontaneous).
“Research shows that money is the number one issue causing stress in relationships,” says Syble Solomon, an expert on financial behavior with Money Habitudes. If you want to keep the money stress out of your relationship — or at least reduce it significantly — you need to talk about money.
When individuals seem to be facing the same financial challenges repeatedly, it’s a good bet that their behavior is actually fulfilling an important emotional need.
“You’re arguing about security, control, love, rejection, and all the other things money represents,” says Syble Solomon, the creator of Money Habitudes.
“A higher credit score should net you a lower mortgage rate,” says Lee Gimpel, co-creator of The Good Credit Game.
“I did an assessment with them called Money Habitudes to help her understand her relationship to money,” Williams said. “Once you understand your relationship to money, then you can understand how to earn it and how to spend it
First get comfortable talking about finances in more general terms, Gimpel says. For example, share memories.
If you do have good credit, consider it an asset, says Lee Gimpel, co-creator of GoodCreditGame.com.
What’s Your Spending Personality?
Citigroup – Your Benefits
December 26, 2016
We take a look at six spending personalities from financial behaviorist Syble Solomon, creator of the popular Money Habitudes® card game.
Foster Care Alums Weigh In: Building a Better Exit Plan
CaseyCast podcast (Annie E. Casey Foundation)
November 23, 2016
Samanthya Amann and Brittany Hunter are Jim Casey young fellows who have experienced foster care — and life after foster care. As fellows, both women now help guide the Foundation’s efforts to improve the lives of youth exiting care.
Monday Money Minutes
Michelle Gershfeld – November 14, 2016
Monday Money Minutes host Michelle Gershfeld talks with Syble Solomon of LifeWise Strategies, creator of Money Habitudes.
8 Money Moves That Seem Harmless but Hurt Your Credit Score
Student Loan Hero
Elyssa Kirkham – November 11, 2016
“People perpetually delay dealing with credit until they think they’ve gotten to some point where they have more money or a better job,” says Lee Gimpel, co-creator of The Good Credit Game.
Buy, Lease, Rent or Share: Which Car Option is Right for You?
November 7, 2016
The loan terms you’ll receive will most likely be influenced by your credit score, notes Lee Gimpel, co-developer of The Good Credit Game, a financial education tool used in colleges and non-profit organizations.
Financial Pros Weigh in: Teaching Kids about Money at Halloween
National Financial Educators Council
October 31, 2016
“Just as people are always trying to eat healthy, people are also always trying to be better with how they spend and save,” mentions Gimpel.
Buying In 2017? 7 Steps You Must Take Now
Laura Agadoni – October 17, 2016
“A higher credit score should net you a lower mortgage rate,” says Lee Gimpel, co-creator of The Good Credit Game.
How Opening New Credit Cards Affects Your Credit Score
Amy Fontinelle – October 11, 2016
“A good rule of thumb is not to spend more than a third of your available credit, so with a card with a $9,000 limit, don’t spend more than $3,000,” said Lee Gimpel, co-creator of The Good Credit Game.
Training Social Workers & Human Service Professionals to Address the Complex Financial Needs of Clients
Journal of Social Work Education
Jodi Jacobson Frey, Karen Hopkins, et al – September 2016
Two participants reported developing or updating existing training on financial issues for clients to include values and beliefs about money and the use of Money Habitudes, a card-based intervention tool taught in the training sessions.
Practitioner Profile: An Interview with Syble Solomon
Journal of Financial Therapy
September 2016 – Vol. 7 (2016) – Issue 1
Syble Solomon is a speaker on the psychology of money and the founder and president of LifeWise Strategies. She is best known for Money Habitudes® a deck of cards (and now an online version) that makes it easy to talk about money and discover what motivates our financial behaviors.
Making Money Matter
Sarah Ching – August 26th, 2016
Wai said her place is not to diagnose and point out specific issues, but to introduce new and innovative ways to allow attendees to figure out their own financial challenges and if those habits are helping or hurting their cause. She credits this hands-off approach to using Money Habitudes cards.
How to choose a student credit card
Jennifer Nelson – August 12, 2016
“In short, it’s considerably harder today to get a credit card as a college student than it was a few years ago,” says Lee Gimpel, co-developer of The Good Credit Game, a curriculum kit for financial educators who teach classes about credit.
Take charge of your money with the Personal Financial Management Program
Camp Lejeune Globe
Mark Watola – August 11, 2016
The program also hosts workshops including taking control of your finances, Money Habitudes, credit and debt management, car buying, investment basics, understanding your thrift savings plan and home buying and selling.
5 reasons why you can’t seem to climb out of debt
Tamara E. Holmes – August 3, 2016
“There is lots of research showing that people will subconsciously be biased toward the familiar even if it is not in their best interest or is in conflict with their stated goals,” says Syble Solomon, creator of Money Habitudes.
10 tips to help you talk about money
The Daily Times
Ron Price – July 16, 2016
Syble Solomon is the creator of Money Habitudes, a deck of cards that helps couples explore their habits and attitudes (“habitudes”) about money in a fun, non-judgmental, non-threatening game format.
7 Financial Milestones to Target Before Graduation
Allison Kade – June 3, 2016
Think you’re ready for the real world? Check out these seven financial milestones you could consider hitting before graduation.
5 Money Talks You Need to Have Before Marriage (and 4 Ways to Start)
Sheryl Nance-Nash – May 11, 2016
It may feel awkward, but talking about finances is crucial before you get hitched. Here are the big subjects to cover, from debt to credit scores.
10 tips to help you talk to your honey about money
Shelly Barnes – May 4, 2016
It may not sound romantic, but sit down and have a good talk about money. Couples who communicate effectively about money can usually communicate about anything!
Programs teaming up to help single moms
Beloit Daily News
Robert Crozier – April 14, 2016
“It’s certainly a tough situation for them (single mothers), experiencing a lot of different issues both from the financial side of things and from the mental health side of things,” Benstead said. “Money and emotion. Money and health. It is all intertwined.”
New Marine Corps Financial Education Training Focuses on Habits and Attitudes About Money
April 11, 2016
Through a contract with the U.S. Marine Corps, Money Habitudes® materials are now being used as the foundation of an innovative new Marine Corps personal financial education training course called Your Money Personality.
Why we lie about credit card debt
Jennifer Nelson – March 25, 2016
“Debt can be seen as a metric of financial competence,” says Lee Gimpel, co-developer of The Good Credit Game, a curriculum kit for teaching consumers about credit reports, credit scores and credit cards.
How to Deal With Financial Rough Patches in Your Relationship
Natasha Burton – February 29, 2016
This situation can expose a rift between how two people act when it comes to money and family, says Syble Solomon, creator of Money Habitudes and an expert on how couples communicate about money.
How to Create an Emergency Fund
Allison Kade – February 26, 2016
“For one person, an emergency may mean a flat tire or not being able to pay the electricity bill,” says Syble Solomon, creator of Money Habitudes.
What’s Your Money Personality?
Turn the Page (VoiceAmerica Talk Radio)
Hemda Mizrahi – February 26, 2016
How do your financial habits and attitudes impact your relationships, career, finances, health, and life satisfaction? Financial behaviorist Syble Solomon will shed light on the subconscious factors that influence how you manage money.
What’s your money personality type?
The Telegraph (London)
Nicole Mowbray – February 21, 2016
Simonne Gnessen, co-author of Sheconomics and a financial coach, uses Money Habitudes cards to help people identify patterns in their spending and saving.
Adult ADHD-Focused Couple Therapy: Clinical Interventions
Gina Pera and Arthur L. Robin – January 21, 2016
The therapist can help each partner explore attitudes towards risk-taking versus security, questioning if their choices are based in conscious thought or merely driven by impulses and poor coping strategies. An interactive tool for exploring these issues in a non-threatening and even fun manner (so important for this population) is a deck of cards called Money Habitudes.
Starting Productive Financial Conversations
Financial Coaching (University of Wisconsin-Madison Center for Financial Security)
Lee Gimpel – October 2015
Money is not a topic that’s easy to talk about. As a top taboo topic, money conversations often end up feeling awkward, uncomfortable or judgmental. Yet, a cornerstone of financial coaching is – surprise! – talking about money. To help someone with his or her finances, you have to discuss them, which people are not eager to do. So how do you accomplish this?
Game On! How ‘Gamifying’ Your Finances Can Help You Reach Your Money Goals
Allison Kade – September 10, 2015
“Games are associated with positive, social experiences, so people don’t mentally turn off,” says Syble Solomon, a financial behaviorist and author of ‘Bringing Money Into the Conversation.’
How to Deal With Money Shaming
U.S. News & World Report
Geoff Williams – August 21, 2015
Because “a lot of money conversations tend to feel judgmental and accusatory … people learn not to talk about money with others,” says Lee Gimpel, the Wilmington, North Carolina-based director of development for LifeWise Strategies, which produces financial education materials for community non-profits and financial planners
Officials from Belarus learn American view of money in Baltimore
Anamika Roy – August 20, 2015
Lidziya Smirnova, Head of Advertising Section of the Marketing Department of Belarusky Narodny Bank, looks at a deck of Money Habitudes playing cards that was given out during the meeting.
Millennials Need To Play Catch-Up On Credit Scores
Brian O’Connell – August 3, 2015
You need to build a good credit score when you’re young – even if you don’t see yourself taking out big loans — for a house, car, etc. — for years,” says Lee Gimpel.
Pick a card: Secured credit cards vs. prepaid cards
Constance Gustke – July 31, 2015
Secured credit cards are usually bare-bones offerings, says Gimpel, but they may have a variety of fees that regular credit cards don’t have.
Couples say they’re talking about money — survey says not
Andrea Coombes – July 10, 2015
What’s your spouse’s salary? If you don’t know, you’re not alone — almost half of surveyed couples couldn’t get the answer right — but that lack of knowledge may be a sign of deeper money problems in your relationship.
Evaluation of a Continuing Education Training on Client Financial Capability
Journal of Social Work Education
Jodi Jacobson Frey, et. al – July 2015
We followed the Money Habitudes approach to talking with clients about money in a nonjudgmental way, which is designed to build trust and rapport.
Can You Get a Mortgage If Your Spouse Has Bad Credit?
Zing! (Quicken Loans)
Krystal Beers – June 9, 2015
“Be proactive with your credit before you start shopping for a house and before you’re applying for a mortgage,” says co-creator of The Good Credit Game, Lee Gimpel.
4 Smartest Financial Moves to Make out of College
Align Credit Union
June 4, 2015
Lee Gimpel of The Good Credit Game recommends using it like a debit card. Pay off your expenses as soon as the bill comes in and only pay for items you know you can afford.
7 money moves everyone should make in their first year after college graduation
Charles Passy – May 22, 2015
“Having a better credit score means you’ll pay less — often hundreds of dollars less per month — for years and years,” says Lee Gimpel, co-developer of The Good Credit Game.
Partnership to Link Training and Resources for Housing Counselors & Financial Counselors
April 29, 2015
The Counselor’s Corner and LifeWise Strategies announce a partnership to leverage the two organizations’ training platforms and tools for financial educators and counselors.
Marriage Done Right: Starting off right financially an important step for successful marriage
James E. Sheridan – April 29, 2015
“Money Habitudes Guide for Couples,” which is available online, can help you and your spouse learn how you see money. The Michigan Association of CPAs (MACPA) explains, “The more you understand your spouse’s values and attitudes concerning money, the easier it will be to avoid conflicts and misunderstandings.”
Reliability Analysis of Money Habitudes
The Journal of Extension
Lucy M. Delgadillo and Brittani S. Bushman – April 2015
Each Habitude or “domain” was analyzed using Cronbach’s alpha procedures. Results showed all six domains had acceptable levels of reliability. Family finance and consumer science Extension agents can feel confident in using the Money Habitudes tool with individuals and couples.
Easy Ways To Approach Hard Conversations
April 17, 2015
Why is money such a complex topic? What did we learn about money as children? What is our internal money language?
Embedding Job and Career Advancement Services in Healthy Marriage Programs: Lessons From Two Programs in PACT
Mathematica Policy Research and the Office of Planning, Research & Evaluation at the U.S. Department of Health and Human Services, Administration for Children & Families
Heather Zaveri and Robin Dion – April 2015
EPCC occasionally offers a supplementary session called Money Habitudes, where couples explore their similarities and differences about saving and spending. Also after couples at EPCC have attended four sessions of the marriage and relationship skills workshop they earn up to $150 in “credit” that can be applied to training or education costs.
8 Basic Money Lessons Everyone Should Know
Natasha Burton – March 24, 2015
Money communication expert Syble Solomon, who’s a member of the Financial Therapy Association, says that most couples talk about money only when they’re in crisis situations, if at all.
10 tips to help you talk to your honey about money
The Lebanon Democrat & Wilson County News
Shelly Barnes – Mar 18, 2015
Here are ten tips to help you get started from Syble Solomon, a motivational speaker with an informative message about the psychology of money. Solomon is an expert on how people interact with and relate to money.
Couples And Money: How To Talk Money To Your Honey
Pamela Brewer – March 5, 2015
Join Dr. Brewer for a conversation with a MyNDTALK regular, Syble Solomon, creator of Money Habitudes. How do we talk about money? Do we say what we truly think and feel about money?
Retirement Money Talk 2.0: 5 Ways to Get on the Same Financial Page as a Couple
February 27, 2015
Another strategy Solomon recommends: Look at the lives of already retired family and friends. “Talk about what they did that impressed you, surprised you, and could work for you—or whether their example raises issues that you would want to avoid.”
Bringing Financial Stress to Work?
The Next Now (The Hartford)
Allison Kade – February 26, 2015
It’s no secret that money problems can spell big trouble at home. Seventy-five percent of the U.S. population cites money as their top cause of stress according to the American Psychological Association, and married couples who have frequent financial arguments are far more likely to break up than those who don’t.
Workshop on family finances
Drew Brooks – February 22, 2015
“We know that financial stress is something so many people are dealing with, and we want to help,” Frank E. Eng, a USASOC family advocacy specialist, said in a news release. “By participating (in the workshop), people are dealing with it, and we want to help.”
In Love? 9 Financial Facts To Know About Your Partner Before Commitment
Laura Shin – February 12, 2015
Katie Brewer, certified financial planner, also suggests trying out a card game called Money Habitudes.
10 things your spouse won’t tell you
Catey Hill – February 12, 2015
Four in 10 women and three in 10 men admit to hiding purchases from their significant other, according to a 2014 survey from American Express.
Tips for Service Providers: Healthy Financial Management Skills
National Resource Center for Healthy Marriage and Families
Victor W. Harris – January 14, 2015
When individuals have a good understanding of their partners’ habits and attitudes, or “habitudes,” towards money, they are more likely to have discussions and negotiate conflicts in healthy ways. Using resources such as Syble Solomon’s Money Habitudes products can be a constructive way to help couples discuss money and learn more about each other
9 Toys That Teach Kids About Money
Carinn Jade – December 10, 2014
Ask These Money Questions and You’ll Stay Out of Debt
Allison Kade – December 9, 2014
The only way around such regrets is to come up with a game plan. With the help of personal finance expert Syble Solomon, who has created Money Habitudes (fun tools for people to get a handle on their money), we came up with questions you should ask yourself every time you are about to part with your money.
Money Habitudes is the topic for next Curiosity Club
December 5, 2014
People unexpectedly began sharing their stories and secrets about money with Syble Solomon during workshops on life transitions. Seemingly rational, intelligent men and women would confide their irrational behavior related to money. Even though they knew better, they would continue to make poor money choices.
The easiest way to build your credit score?
Miranda Marquit – December 3, 2014
“For most people, their credit score is going to be largely determined by their use of cards,” says Lee Gimpel, a credit expert and developer of The Good Credit Game, a financial education curriculum. “It’s more common for people to have a credit card than, say, a mortgage.”
5 ways to talk about money with your family this Thanksgiving
Linsy Hunsaker – November 27 2014
DeseretNews.com talked to Syble Solomon, creator of the Money Habitudes conversation starters, to find out what she thought about talking money at Thanksgiving.
Pamela Brewer – November 21, 2014
What if there was a fun, non-judgmental way to learn more about your money attitude?
Conversation Starters for Beyond the Thanksgiving Table
The New York Times (Motherlode blog)
Ron Lieber – November 20, 2014
I was more intrigued by a more outward-facing statement: “I am frequently amazed at how much money some of the people my age spend on themselves.” Some great follow-up parental questions present themselves immediately: Whose money are those other kids spending, really? On what? Should we limit your spending, even if it’s money you earned?
How to make the right purchase for home, the road and beyond
Linsy Hunsaker – November 13, 2014
“Families should realize that it’s possible to be ‘too good’ at saving,” Syble Solomon, creator of the Money Habitudes card games and books
3 Big Credit Mistakes And How to Avoid Them
November 4, 2014
Consumers often believe if they don’t charge purchases to their credit cards, they won’t have any bad credit history, and therefore, they’ll have a good credit score, says Lee Gimpel, director of development for LifeWise Strategies, LLC in Wilmington, North Carolina and co-developer of The Good Credit Game, a financial education tool.
Guide to Teaching Kids About Money & Finance
October 28, 2014
Syble Solomon also suggests that realistic expectations are set. “Chances are you occasionally buy something you don’t absolutely need. You don’t have to look like a miserly saint for your kids’ sake. Be realistic and responsible with money and preach the same for them.”
10 Ways to Finally Avoid Overspending
Allison Kade – October 23, 2014
Syble Solomon, a personal-finance consultant and founder of LifeWise Strategies, let us in on the sneaky ways our psychology can fool us into overspending.
Cash or Credit? Prepaid cards offer a mix of both
MoneyMix (Credit Union National Association)
Aubre Andrus – October 21, 2014
Regardless of which type of plastic you use, there’s one thing to keep in mind: the “disconnect between real cash money and invisible plastic money in an account,” says Gimpel. “People tend to spend less when they use cash versus plastic.”
How to save when it’s never worked before
Miranda Marquit – October 16, 2014
Lee Gimpel, a consumer credit educator and the co-developer of The Good Credit Game, has five helpful tips for creating your rainy day fund.
How well do you know your dough?
The Durango Herald
Matt Kelly – October 14, 2014
In addition to the JA classes, Know Your Dough offers: The Money Game, which promotes financial literacy as an essential life skill, and Money Habitudes, which helps students talk about money, understand their spending habits and find their money personality.
Read My Lips Radio
Bonnie D. Graham – October 6, 2014
Money, money, money makes the world – and our lives – go around or grind to a screeching halt. It’s touted as the #1 cause of stress and #1 reason for divorce. Money habits pop quiz: Are you a penny-pincher, a wise and careful spender, or a carefree-careless spendthrift? Take heart. Financial Behaviorist Syble Solomon will discuss the Psychology of Money and how her Money Habitudes deck of cards can help you discover what influences your personal money management decisions.
The Money Conversation Americans Need to Have
Wall Street Journal
Carolyn T. Geer – September 27, 2014
Try scheduling a mutually convenient time when you’re both likely to be in the right frame of mind, says Syble Solomon, author of “Bringing Money into the Conversation,” a guide for therapists working with clients with money issues, and creator of “Money Habitudes,” a card game designed to get people comfortable talking about money.
Lying to kids about money
The Morning Show – BYU Radio
September 24, 2014
Credit where credit is due: new consumer-friendly changes to the FICO formula
Erik J. Martin – September 22, 2014
The bottom line: Many will now be able to afford more house for the same monthly payment or pay less per month in mortgage payments, says Lee Gimpel, co-developer of the financial education tool The Good Credit Game, who’s based in Wilmington, North Carolina.
Sharing Finances in a Relationship? 5 Stats You Should Know
Wall St. Cheat Sheet
Erika Rawes – September 17, 2014
As one of the most notorious problems a marriage or relationship may face, money and financial issues often cause strain among millions of couples.
4 times it’s OK to lie to your kids about money
Catey Hill – Sept 10, 2014
Syble Solomon, the creator of Money Habitudes , a program that helps people learn to talk about money, puts it: “Lying and pretending rarely have good long-term consequences.”
Financial habits on the Maggie Linton Show
August 27, 2014
Financial Coaching Training Curricula: Field Inventory and Summary Brief
Center for Financial Security
J. Michael Collins and Hallie B. Lienhardt – August 2014
Although the majority of financial coaching training programs used proprietary training manuals and materials created by their organization for their training program, some common materials or coaching tools were used in several training programs. SMART goals, the COACH model, the wheel of money exercise, and Money Habitudes were several of the more common tools or methods used.
Overcome Your Limits Radio Show
Christopher E. Powell – July 15, 2014
In this episode of the Overcome Your Limits Radio Show, host Christopher E. Powell speaks with credit expert Lee Gimpel from LifeWise Strategies, LLC.
How prison inmates learn about money
Catey Hill – July 10, 2014
“In terms of the person living a normal life and not ending up back in jail, financial literacy is a big part of the equation,” says Lee Gimpel, a spokesperson for Money Habitudes, a financial literacy organization.
Utah children sharpen their financial literacy over summer
The Salt Lake Tribune
Lisa Schencker – July 8, 2014
Though Utah already ranks high when it comes to financial literacy, Fidelity Investments and Utah State University (USU) Extension 4-H launched a new Money Mentors program this summer to try to boost that knowledge even further. In May, more than 60 Utah teens from 11 counties trained in the subject, and this summer, they’re teaching their peers across the state what they learned. Program leaders expect to reach at least a few hundred kids this summer.
Midday Interview: Financial Behaviorist Syble Solomon
Jemila Ericson – June 10, 2014
Financial behaviorist Syble Solomon gives a talk called DeMystifying Credit
Overcome Your Limits Radio Show
Christopher E. Powell – June 9, 2014
Listen to the Overcome Your Limits Radio Show with breakthrough and motivational coach Christopher E. Powell to get the inspiration and insight you need to dramatically improve your life and make a difference in the lives of others.
When buying quality is worth it
Mary Fetzer – May 31, 2014
“Some people take the save-save-save mantra too much to heart and are too good at not spending money,” said Gimpel.
Psychology of Money
Financial Fitness Show (radio)
Chip Cummings – May 25, 2014
This week on the show we had guest Syble Solomon! Syble is a motivational speaker and expert on the psychology of money. She discussed her “Money Habitudes” teaching aid, which is a easy and unique way to gain a better understanding of the ways in which you tend to think about money
New credit curriculum provides a better way to teach classes on credit reports, credit scores and credit cards
May 20, 2014
LifeWise Strategies announces the release of The Good Credit Game, an innovative curriculum kit for teaching credit classes. The credit curriculum stands out for its emphasis on being fun – both for financial educators and for students learning about credit reports, credit scores and credit cards.
5 reasons to ditch the debit card
USA Today / The Motley Fool
Justin Boyle – May 18, 2014
“If you pay your bills as agreed and on time, that’s usually the biggest factor in a score, and using less than 30 percent of your credit limit helps you,” says Lee Gimpel, co-developer of financial education tool The Good Credit Game.
11 Money Mistakes You Probably Don’t Know You’re Making
Yahoo! News / DailyWorth
Molly Triffin – April 23, 2014
“Many of these costs recur year after year, which really adds up — and often the savings from correcting such mistakes is hundreds, if not thousands, of dollars annually,” says Lee Gimpel, director of development for LifeWise Strategies, which produces Money Habitudes and The Good Credit Game.
Planning to Have a Money Talk? Avoid these 4 Times
Cash Money Life
Miranda Marquit – April 18, 2014
Many of us know that it’s important to talk about money with a partner. Whether you are having “the money talk” for the first time as you prepare to move in together or marry, or whether you have combined your finances and you just checking in regularly, it helps to choose the right time to have your money talk.
‘Money Smart’ events at libraries
April 5, 2014
This is “Money Smart Week,” according to the American Library Association, and the New Hanover County Public Library is joining in the celebration. On Monday, the system will play host to speaker and life coach Syble Solomon.
How Do You Score on Credit Scores?
AFCPE – The Standard
Syble Solomon – 2nd Quarter 2014
Here are ten of the most common credit facts that surprised participants in focus groups during the development of a new game, called The Good Credit Game.
In the Cards: Money habits
Jenny Callison – April 2014
Syble Solomon can tell a lot about people by examining their spending habits. In fact, for the past ten years as what might be termed a behavioral economist, she’s been helping people –especially women – better understand themselves and their attitudes toward money.
Bridge Street Hosts Health and Wellness Conference
The Intelligencer / Wheeling News-Register
Rebecca Olsavsky – March 30, 2014
What did Bridge Street Middle School students learn in school on Thursday? Money Habitudes, social media safety and how not to fall for a jerk.
Are Your Friends Hurting Your Finances?
Jill Elaine Hughes – March 4, 2014
If they’re solely focused on saving money, “it may also mean that you then tend to spend money on the cheapest thing possible, like the used car that’s always breaking down, the clothes that fall apart after three washings, or you don’t take a vacation or invest in yourself [by, for example,] going back to school,” explains Solomon.
How to Stop Fighting Over Money
February 26, 2014
Money is the top reason couples fight, but it doesn’t have to be. Whether or not your resolutions have to do with strengthening your relationships, the new year is a great time to refresh the way you connect.
Monthly Savings Plan: Your Savings Calendar: How to Save Money, From January to December
February 26, 2014
Of course, plane tickets aren’t the only expensive costs on the horizon. As you shift into holiday-spending gear, Solomon recommends making a list of ten things you spent money on last holiday season and ranking them from 1-10 on how valuable you think they were in hindsight.
Feel like it’s time to intervene in a friend’s finances?
Kristin Wong – February 24, 2014
So how do you know when it’s time to intervene with a friend’s money mistakes? Is a “money intervention” ever a good idea? Syble Solomon is an expert in talking to people about money. That’s what she does for a living as the Founder and President of LifeWise Strategies and creator of Money Habitudes. “Before offering anyone advice, ask yourself a few questions,” Solomon says.
Three Questions You Should Ask Yourself Before Making a Purchase
Holly Crawford – February 20, 2012
“If a bigger house means you have the space to do things you value, like work from home or comfortably entertain a large family or group of friends, the increased space could bring happiness,” saysSyble Solomon, founder of LifeWise Strategies.
6 Times We Betray Our Budgets (And Clever Ways To Stop)
Forbes / LearnVest
Allison Kade – January 28, 2014
For advice on recrafting tempting situations into opportunities to exercise self-control, we spoke to Julia Galef, president and cofounder of the Center for Applied Rationality, and Syble Solomon, executive coach and creator of Money Habitudes, a game-like set of cards which helps start conversations about money.
Talk To Your Honey About Money!
The New Relationship Reality Show – WebTalkRadio
January 27, 2014 – Kat Knecht
January is the most stressful month when it comes to our finances. Those stresses explode when the money issues exist within a relationship.
Budget Wars: Coming to a Solution When Partners Disagree
Andrea Williams – November 12, 2013
Most financial programs are very skills-driven and ignore the habits, attitudes, behaviors, values and emotions that go into financial decisions. Money Habitudes shows people that they are a mix of different money personality types or tendencies and that each of those has its strengths and challenges.
Book Review: Bringing Money Into the Conversation
Linda A. Stortz – October 24, 2013
Bringing Money Into the Conversation provides valuable information and resources. Even though the title of the book implies it was written for therapists, the book is also relevant for all financial professionals.
Fighting About Money? Beware!
Susan Heitler, Ph.D. – September 17, 2013
Money Habitudes cards offer a fun way to can help couples to build a foundation of mutual understanding, respect and even good humor vis a vis their differing money habits and attitudes. After playing with Money Habitudes cards, subsequent discussions about money issues are likely to feel less emotionally loaded.
When to visit a financial therapist
Gordon Powers – September 9, 2013
For couples, the real issue is often what money represents to each person: She thinks he’s cheap because he won’t pay for their son’s car insurance. He thinks she’s enabling the boy who should take responsibility for paying the premiums himself.
A Guide To Talking About Money With Your Spouse
Susan Heitler – September 2013
One way to begin a conversation about what money means to each of you is to play the card game Money Habitudes. The cards offer fun and easy way to explore your money habits and attitudes.
Friend Money Interventions: A Good Idea?
Anna Williams – July 25, 2013
The subjects we tend to skirt with acquaintances—religion, politics, sex—are often free rein in close friendships. Yet discussing money can sometimes be a whole different ball game.
Solomon receives youth financial literacy award
Greater Wilmington Business Journal
Evan Amezcua – June 4, 2013
Syble Solomon, founder of LifeWise Strategies LLC, has won the 2013 N.C. Jump$tart Award for Outstanding Contributions to Financial Education for Youth.
What’s Your Financial Personality Type?
Casey Bond – May 24, 2013
Syble Solomon, who is an expert on the psychology of money and founder of LifeWise Strategies, advises that while Impulsive types are not typically associated with being good with money, that isn’t necessarily always the case.
Syble Solomon wins Award for Outstanding Contributions to Financial Education for Youth
April 30, 2013
“Syble Solomon has worked with young people in North Carolina and across the United States to help them understand their money personalities and have great conversations with their peers and family about money,” says Tami Hinton, President of the North Carolina Jump$tart Coalition.
Bedtime buyers: Tablet, smartphone users curl up and shop at night
Jere Downs – April 28, 2013
It’s as if the televised Home Shopping Network craze of a decade ago can now take place anytime, anywhere, on your mobile device, said Syble Solomon, a personal finance consultant and author of “Money Habitudes,” a game that helps consumers explore how and why they spend.
Face Your Financial Fears
AVIVA – Best You
April 16, 2013
“Money represents so many emotional things to us,” notes executive coach and financial behaviorist Syble Solomon, based in Wilmington, N.C. “You may associate it with freedom or security or with tension over bills when you were a child.”
Northwest Family Services (NWFS) “Long” Survey Results from October 2012 to March 2013 for Formative Evaluation of the Community-Centered Healthy Marriage and Relationship Grant from the OFA
Educational and Community Supports – College of Education – University of Oregon
Tary Tobin, Ph.D. – April, 2013
Services in three tiers will enhance family and economic stability among the participants. Within My Reach or Prevention and Relationship Enhancement Program is used as the core healthy marriage/ relationship curricula. Money Habitudes, Credit Smart (Freddie Mac curriculum). Parenting programs include: Parenting Inside Out, Family First , and Love and Logic.
Talking About Our Money
Tom Roberts, CFP – March 19, 2013
To prepare for your second conversation, do your homework by understanding how you think about and use money. Each person can evaluate themselves by using tools such as Money Habitudes.
New Book Helps Therapists and Counselors Talk About Money
January 28, 2013
“Bringing Money Into the Conversation” serves as a how-to guide for professionals working with clients with issues related to money.
This generation is leaving Neverland
Directions For Women
Peg Downey, CFP – January 26, 2013
You know how we love an inspirational story! Well, this one has true fairy tale quality, but with a slightly different ending, as the princess rides her own horse into the sunset. It’s the story of Syble Solomon, who happens to be our next webinar presenter
WHQR – Midday Interview
Jemila Ericson – January 4, 2013
Syble Solomon tells us about Money Habitudes.
A Developmental Approach to Work-Readiness
Innovative Practice Projects (Pacific University – School of Occupational Therapy)
Megan George and Kate Brigden
Activity Modules – Managing Finances & Budgeting: This activity is a reflection of personal beliefs of obtaining, spending and saving money. This can be used to for an individual to gain insight of personal spending habits and routines and how they may impact their financial stability.
The Why Behind Our Money Decisions
University of Illinois Extension
Paul McNamara and Kathy Sweedler – December 10, 2012
Money Habitudes are not necessarily bad or good. However, when they affect our decisions without us being aware of them, they may be holding us back from reaching our goals. This time of year is a good time to think about what influences how we use money.
Financial Tips: How to Stop the Arguing About Money
Susan Crandell – December 3, 2012
As I flipped through the cards, making my choices, it triggered all kinds of memories of money decisions I’ve made, for better or worse – call them the ghosts of finance past.
New and Improved Version of Money Habitudes Released
Nov 29, 2012
Award-winning money personality tool and conversation starter features improved readability for low-literacy audiences.
Money and Marriage: Couples Help at Midlife
Susan Crandell – November 26, 2012
The issues couples face about money are very rarely about money. Usually it’s a conflict of values or perspectives, or a reflection of our fears about money,” says Syble Solomon, a popular speaker on the psychology of money.
Mind your money
Winnipeg Free Press
Joel Schlesinger – Nov 24, 2012
In her award-winning guide Money Habitudes: A Guide for Professionals Working with Money Related Issues, Syble Solomon writes six Money Habitudes — habits and attitudes about finances — describe just about every facet of our relationship with the dollar.
Why we spend the way we do
Jere Downs – November 8, 2012
I run away from money, and money seems to run away from me. In the past, I have spent spontaneously and had trouble containing that impulse. Yesterday, author Syble Solomon helped me understand why.
An Ounce Of Financial Prevention
Public News Service – WV
Dan Heyman – October 22, 2012
According to financial educator Syble Solomon, the key findings confirm that people make mistakes when under stress. She says this helps explain why people make the same errors over and over again – because each problem makes the next one harder to deal with.
Scary Money Matters With Stepchildren on Stepmoms Toolbox
Paula Bisacre – October 2, 2012
To help make it easier and to add a little fun to your talks about money in your remarriage and with your blended family members, I personally recommend using Syble Solomon’s Money Habitudes cards to help you tackle the serious business of talking about money in your life.
Journal of Extension
The Financial Education Tool Kit: Helping Teachers Meet State-Mandated Personal Finance Requirements
Eileen St. Pierre, Charlotte Richert, Susan Routh, Rachel Lockwood, Mickey Simpson – June 2012 (Volume 50, Number 3)
The Financial Education Tool Kit was originally designed by a group of OCES Family and Consumer Sciences (FCS) educators on the Family Economic Well-Being Impact Team. Before receiving a kit for their county, Extension educators need to undergo training on its contents … The Financial Education Tool Kit includes: The Nail Game, Money Habitudes for Teens Cards, The Spending Game, Building Wealth CD-ROM, Paycheck Power BOOSTER calculator, Dollar Decisions Spending Cards, Copies of the National 4-H Curriculum, Financial Champions.
Mom vs. Dad: How much money should you spend on your child?
Lisa Steinke – May 17, 2012
Syble Solomon, an expert on helping couples talk about money and founder of Money Habitudes, says, “Money is the number one reason that couples argue. And fighting over how to spend it on their children is a manifestation of that larger issue.” Solomon says couples must learn how to talk about money in an easy, respectful way.
News and Tribune
Making sense out of finances
Amanda Arnold – April 27, 2012
During the game, the participants sorted through cards that represented six areas of financial mindsets, such as spontaneous, secure and goal orientated. The idea was to find a commonality in the cards, and some people were surprised with what they learned.
Money Habitudes: How To Be Rich in Life & Love Wins Excellence in Financial Literacy Education Award
April 19, 2012
Engaging and innovative financial education curriculum with a focus on the psychology of money and behavioral economics helps teens with personal finances and relationships.
Student Financial Literacy: Campus-Based Program Development
Dorothy B. Durband (Editor), Sonya L. Britt (Editor)
April 4, 2012
This card-style, game-like tool aids people in understanding their habits and attitudes towards money. It also highlights the how, when, and why people use money, especially concerning saving and spending.
AFCPE – The Standard
Parting Ways: 10 Tips for Counseling Clients Through Divorce
Lee Gimpel, 2nd Quarter 2012
If you’re working around finances, the chances are good that your work and advising will touch on divorce. Here are some tips to think about it the right way.
The Money Answers Show with Jordan Goodman
January 30, 2012
Jordan Goodman is “America’s Money Answers Man” and a nationally-recognized expert on personal finance. He is a regular guest on numerous radio and television call-in shows across the country, answering questions on personal financial topics. He appears frequently on NBC’s The Today Show, Fox News Network, Fox Business Network, CNN, CNBC and CBS evening news.
Color of Money Live web chat with Michelle Singletary
January 12, 2012
Washington Post personal finance columnist Michelle Singletary offers her advice and answers your questions. My guest will be Syble Solomon, creator of the card game, Money Habitudes, and my December Color of Money Book Club pick.
Why We Fight: The Top 8 Reasons Parents Fight Over Money
Amy Hatch, 1/5/12
I turned to experts Syble Solomon, financial expert and creator of the interactive tools “Money Habitudes” and Dr. Taffy Wagner, author of “Bride and Groom Money Talk FAQ.” They shared the top eight situations that couples fight about when it comes to money.
Journal of Financial Counseling and Planning
Book Review – Mind Over Money: Overcoming the Money Disorders That Threaten Our Financial Health by Brad Klontz, Psy.D. and Ted Klontz, Ph.D.
Syble Solomon, December 2011
Even though the book is chock full of references to research in fields such as psychotherapy, the social sciences, neurobiology, finance and economics, their style of sharing information feels more like listening to and learning from an engaging, non-judgmental friend than reading a book about serious financial behavior.
Card Game Draws Out Your Attitudes About Money
Michelle Singletary, December 3, 2011
We don’t talk about money enough … This simple but extraordinarily insightful game is the Color of Money Book Club selection for December.
National Council on Family Relations
Reliability of Money Habitudes
Lucy Delgadillo, Alena Johnson and Samantha Nelson, November 16, 2011
The purpose of the Money Habitudes activity is to get people talking about their habits and attitudes when it comes to money. This can be especially helpful when working with couples. This study will present evidence for the reliability analysis of the Money Habitudes statements used in the activity.
Proceedings of the Association of Financial Counseling and Planning Education (AFCPE)
Looking for Change in All the Right Places: Partnerships that really work!
Syble Solomon, Dena Wise and Ann A. Berry, November 15, 2011
Money is such an emotionally charged topic that people want to avoid it. The challenge is getting people to voluntarily attend programs to discover their own emotional triggers and learn money management and communication skills so they can react differently.
Money Talks and So Should You: 5 Common Mistakes Parents Make About Finances
Janel Atlas, 11/1/11
“Too often, people set goals around money that are too vague, such as, ‘This year I want to save more’ or ‘I want to buy a car when I’m 17,’ ” says Syble Solomon, an expert on how people interact with money.
Build a better relationship with money
Home & Family Finance Radio
Paul Berry – July 29, 2011
Syble Solomon, executive coach and founder, LifeWise, explains why we sometimes make poor financial decisions even when we know better.
Between The Sheets Blog
Expert Interviews: Money Habitudes
Jay and Laura Laffoon, 7/7/11
Tri City Tribune
Money: A cause of stress in many relationships
Ron Price, 6/9/2011
Playing Money Habitudes gives a couple a safe environment where each can share freely how and why they view money and finances in a particular way.
Tri City Tribune
Money: Topic can cause turmoil in relationships
Ron Price, 6/17/2011
By playing the Money Habitudes card game each person will discover, or more clearly understand, their own and the other’s typical money behaviors associated with their dominant “Habitudes.”
Knoxville News Sentinel
What is your money ‘Habitude’?
Susan Alexander, May 5, 2011
The point of the workshop session was that these Habitudes are important to understand when one is in a financial crisis or attempting to help someone who is. I’d suggest they’re useful, crisis or not.
Tips for learning about money
Sue Stock, May 1, 2011
The funny thing about a recession is that it forces people to get real about their money – something that many avoid at all costs when times are good.
Best Ways to Spend Your Tax Refund
Loren Mooney, 4/7/11
When trying to change a habit like this, it’s essential to understand why you do it in the first place, says Syble Solomon, a financial behavior expert and founder of Money Habitudes, a card game designed to help identify money attitudes and habits.
10 Things Your Spouse Won’t Tell You
Catey Hill, 2/24/11
“When I was growing up, my mom would always tell me after we went shopping: ‘don’t tell your father.’ Without realizing it, I got the message and here I was 40 years later still ‘not telling’”
Hilton Head Magazine
Love & Money
Emily Johnson, CFP, CDFA
Financial planning is certainly about money, but more importantly, it is about people and their relationship with money.
Committing ‘capital’ crimes? CSI ’em
Donna Freedman 12/21/10
Motive doesn’t always make sense. If you’re barely making bank, adding to the bills is just stupid. But overspending provides “some kind of payoff,” according to financial behaviorist Syble Solomon.
In the Cards
When couples get engaged, they often talk about how many children they want, or whether they want to live in the country, the suburbs or the city. But the topic of finances is sometimes not broached, even though money is the source of many marital disputes.
Inside 919 (North Carolina)Top 3 Reasons You Must Understand Your Money Habitudes
Paige Armstrong, MSW, LCSW – October 27, 2010
In all my years as a therapist and Life/Relationship Coach, money is the last thing that my clients will discuss (if they ever talk about it at all). People will reveal their childhood sexual abuse and trauma before they ever share with me about their money. We are usually taught from a young age, that it is taboo to talk about money.
Giving Kids ‘Pathways 2 Independence’
Robin Lundgren 10/18/10
Breakout sessions offered information about buying a car, budgeting, making the most of credit cards, avoiding identity theft and evaluating personal money habits and attitudes.
Dating and debt: 8 red flags you need to look out for
Martha C. White – September 17, 2010
No one’s saying you have to whip out a spreadsheet over the tiramisu on your first date, but even early in the relationship, you should pay attention to the language the object of your affection uses when he or she talks about their financial goals or dreams for the future.
When is taking on debt wise? Is there a cost of not borrowing?
Nancy Mann Jackson, 9/13/10
“Saving on debt upfront may cost you big later in maintenance bills or missed work because the car breaks down. That’s not to say, though, that you need to go into debt to buy a Rolls,” Solomon says.
How To Support Your Spouse’s Job Search
Nancy Mann Jackson – July 27th, 2010
Along with the financial strain that results from a job loss in the household, many women are finding themselves responsible for sharing the emotional burden of their husbands and partners who are now unemployed.
7 Tips to Raise Financially Savvy Kids
Teach your kids how to be money smart with tips from Syble Solomon, creator of Money Habitudes.
Love and Life Toolbox
Money Conflict in Marriage and Relationships
Lisa Brookes Kift, MFT 5/24/2010
There are a number of common issues that come up for people in their relationships / marriages – and a big one is money. Attitudes and meanings attached to “money” differ and typically originate from family of origin experiences as it’s likely many of your ideas around spending, saving and other dealings with financial matters are echos from one or both of your parents and conditioning.
Utah State University – Graduate Theses and Dissertations
Financial Management Practices and Conflict Management Styles of Couples in Great Marriages
Amanda Marie Horrocks, May 1, 2010
The verbiage couples in great marriages used to describe how they disagreed over financial issues suggests that educators could teach more about money habitudes, habits and attitudes surrounding money, rather than specific financial practices (see moneyhabitudes.com).
When a Spender Marries a SaverSyble Solomon 4/15/10
When it comes to couples and money, opposites do attract. In fact, researchers found that while people hope to marry someone with a money style similar to their own, they more often than not marry their financial opposite.
5 Risky Products Marketed to Kids
Seth Fiegerman 4/15/10
Syble Solomon, an expert on family finances, also recommends that you teach your child the value of making choices, rather than sacrifices.
Boomer Love: How is the ‘Free Love’ Generation Doing Now?
Jan Yager 3/29/10
Syble Solomon, an expert in the psychology of money, has developed a deck of cards called “Money Habitudes”. The cards help individuals or couples to discover their own points of view and behavior patterns regarding money.
The Importance of Being Able to Talk About Money
Syble Solomon, March 12, 2010
While there are many steps you can take to improve your marriage or keep it strong, one of the best is to figure out how to talk about money with your spouse. Unfortunately, doing so is not easy because discussing money makes people uncomfortable. After all, as we’re growing up, most people learn not to talk about money instead of how to talk about it.
6 Wealth-Building Mistakes – And How to Avoid Them
Sarah Max 1/29/10
For some people, it’s the little things that eat up their income. Other people live frugally most of the time then go on spending binges. Look for patterns in your spending. Do the floodgates open when you’re with certain friends? Does your mood affect your spending? You may not be able to radically change your behavior, says Solomon, but you can at least plan for it.
Institute of Consumer Financial Education eNEWS
Understanding Why We Spend What We Spend: Habits and Attitudes Behind Spending
Syble Solomon 1/25/10
Once people understand their own money habits and attitudes, they begin to see why they spend the way they do. Perhaps it is to feel secure, to present a positive image, or to feel good by giving to others.
Money Habitudes Encourages Constructive Discussions About Money for the New Year
Talking about money–one of the most daunting conversations–helps people get help, support and personal understanding in order to achieve their financial goals for New Year’s.
Marriage, Money Go Hand in Hand
Cheryl Wetzstein 12/27/09
There are literally thousands of ways to assist couples in getting their finances in order – the winner of Smart Marriages’ Impact Award this year is Syble Solomon’s “Money Habitudes” program.
2009 Best of Gift Showcase
Janis Brett Elspas 12/12/09
The game can be used in a family setting, in the classroom, or in discussion groups as a stand-alone activity or in conjunction with high school courses such as financial literacy and life skills.
NAPFA Advisor magazine
Helping Clients Talk About Money
Syble Solomon 12/1/09
Just sharing basic financial information with a planner can feel like giving up control and power. It requires really trusting someone whom you (typically) know only through a referral.
Money Habitudes Encourages Constructive Discussions About Money for the Holiday Season
On the eve of the winter holidays, LifeWise releases its latest list of conversation starters to think about money in a constructive way.
Financial resolutions for the New Year
Meghan Streit, November 24, 2009
As you consider your New Year’s resolutions, don’t forget about your finances. … Financial educator and executive coach Syble Solomon says deeply-rooted emotions about money can derail the best laid financial plans.
Holiday Gift Guide
Julia Scott 11/24/09
The Habitudes card game is great for anyone interested in money. Use the cards to spark discussions about your attitudes and beliefs about money.
Could a Game Help With Your Money Attitudes?
Michele Olsen 11/9/09
As money gets tighter for just about everyone, money attitudes are really coming to the surface for many couples. Here’s a great “game” and program that can get you talking about your money “habitudes” … Rather than just thinking the other person is wrong or crazy, money habitudes points you towards goals and commonalities.
The Windsor Star (Ontario)
Changing Money ‘Habitudes’
Ellen van Wageningen, October 26, 2009
I went to my first financial boot camp session armed with a notebook and a calculator. What I needed was a psychologist’s couch. Step one wasn’t about my bank account balance. It was all about my relationship with money.
My Healthy Beginning (Minneapolis – St. Paul, MN)
The Money Fight
Maureen Campion 09/09
People believe that money is the #1 cause of divorce, but people divorce when they run out of solutions. The inability to resolve money problems contributes to many problems, including the high divorce rate in our country.
Money Habitudes Encourages Constructive Discussions About Money for Back-to-School
As opposed to other high-intensity spending periods, during back-to-school, children are very involved and exposed to their parents’ money decisions. As a result, these few weeks offer a great opportunity to model good money behavior.
Sturgis Journal (Michigan)
Marriage Matters: Copping a ‘Habitude’
James and Audora Burg, August 15, 2009
We discovered a cool tool at the Smart Marriages conference for helping couples uncover what really drives money issues in a marriage: Money Habitudes cards … The conversation that started was, well, priceless.
Kansas City Star (kansascity.com)
Kids & Money: Get a Grip on Your Child’s Sports Costs
Steve Rosen, 8/15/09
I love that all three of my children have been into sports. But when it comes to getting a grip on the costs, it can be a slippery slope even if you’ve planned for the expenses as I’ve tried to do.
Producer of Leading Conversation-Starter Card Game Promotes Regular, Proactive Money Discussions: Summer Vacation
Because money plays such a central role in our lives, people benefit by talking proactively about potential money issues instead of waiting until there is a critical need to discuss finances.
8 Credit Talks Couples Must Have
Erica Sandberg, 7/14/2009
Disclosing personal charging habits to a loved one can be tough, but it’s pivotal to a healthy relationship. Attitudes about using credit cards vary dramatically, and learning a partner’s outlook can avert all-too-common money disputes.
A Guide to Low-Cost Curricula and Resources for Marriage and Relationship, Fatherhood and Parenting, and Financial Education
U.S.Department of Health and Human Services; Administration for Children and Families; Healthy Marriage and Responsible Fatherhood Initiatives
Money Habitudes Wins Smart Marriages Impact Award
Money Habitudes, the popular deck of conversation-starter cards to help couples talk about money are recognized as an important and unique tool in combating divorce and fostering healthy marriages.
Is Money the Root of All Upheaval?
Syble Solomon – 6/09
Money is identified as the number one cause of conflict in marriages whether it’s a good, solid relationship or a troubled one. What’s your style of dealing with money issues with your spouse?
The LAMFT Monitor – Louisiana Association for Marriage and Family Therapy
Recommended Resources for Marriage and Family Therapists
Kathy Steele, Ph.D. – Spring 2009
Although every LMFT has received excellent foundational training, there are always new developments and information coming out in the field of MFT … Money Habitudes. A deck of cards that help couples to talk about money, and discover their differing beliefs and attitudes in the area of money.
For Your Marriage
How the financial downturn affects marriage
Mary Jo Pedersen – February 13, 2009
We took a serious look at our individual approaches to money because we couldn’t agree on anything. He’s a saver, I’m a spender. We found an easy-to-use tool, called MONEY HABITUDES, that helped us explore the strengths and weaknesses of our own attitudes and habits about money. HABITUDES helped us understand and respect each other more and it has spilled over into other aspects of our relationship
Fulfilling Relationships Newsletter
Discover Your Money Habitudes
Shirley Vollett, 12/08
No two couples deal with finances in exactly the same manner. But no matter HOW a couple chooses to share or separate their finances, there is no avoiding this potentially hot-button area.
NFL Players Association Newsletter
How Habitudes Affect Financial Decisions
NFLPA Financial Programs Department, 11/18/08
“If you’ve ever questioned why you feel conflicted, confused or overwhelmed about money, you aren’t alone. In fact, many people struggle with financial decisions daily.
Association of Financial Counseling and Planning Education Conference Proceedings, John Grable, Editor
Finding Teens’ ‘Tudes
Nancy Reigelsperger and Syble Solomon, 11/08
CBS News reported (5/17/07) that U.S. companies are spending nearly eighteen billion advertising dollars annually to target teens and credit card companies are sending college students an average of 25-50 solicitations each semester. Those efforts are working.
University of Wisconsin-Extension – Department of Family Development
A Marriage Made to Last: Integrating Financial Education with Couples and Relationship Education
Nancy Brooks, November 2008
This resource provides a deck of cards for an easy, non-judgmental and non-threatening way to address financial issues and initiate conversations.
University of Utah
Evaluation of the General Financial Literacy Program in Utah High Schools: 2008
Tyrone Benjamin Frazier, October 2008
Beginning with the graduating class of 2008, Utah high school students are required to take 0.5 credits of General Financial Literacy (GFL). The purpose of this study is to evaluate how well the goals of this new core requirement are being met, and to evaluate the best options for advancing the burgeoning program. Three questions about the GFL program have directed this evaluation: What is being taught? How is it being taught? And how is it impacting students?
Have a nice wedding and buy your first home, too
Ellen James Martin, 8/15/08
“They’re sweethearts in their late 20s. He works in a mid-level job for the Homeland Security Department; she’s a paralegal. Recently he surprised and delighted her by popping the question.
Smart Marriages Conference / iplayback CD/DVD
Tools of the Trade
Julie Baumgartner, 7/5/08
Julie Baumgartner’s keynote featured Money Habitudes as one of the recommended tools available for working with couples or for couples to use independently. This excellent presentation is loaded with great suggestions and is available as a DVD or CD. #006
Association for Financial Counseling and Planning Education Proceedings – 2007
Money Habitudes cards can give couples a non-confrontational, common vocabulary to have productive, non-judgmental conversations and help them understand the hidden emotional needs influencing their financial behaviors.
Today’s Actions Determine Tomorrow’s Options
Syble Solomon, 4/07
The way you manage money can tell a lot about who you are and how you achieve or sabotage your financial and life goals. If you can enjoy your money, are well-informed about it and manage it well to meet your short- and long-term needs, chances are you will feel secure, have balance in your life and achieve your goals.
Let’s Talk About Different Perspectives
Syble Solomon, April 17, 2007
Let’s talk about getting what you want by looking at a situation through the eyes of the other person.
Increase Your Earning Power
Syble Solomon, March 22, 2007
Let’s talk about increasing your earning power by making a strong, positive impression on others.
Let’s Talk About Getting the Best Deal
Syble Solomon, February 16, 2007
Let’s talk about how you can take charge to get the best deal when you want a loan. You may assume that a Realtor™ has the connections and expertise to get you the best deal and that may be true, but not necessarily.
Let’s Talk About Being Successful
Syble Solomon, January 17, 2007
Let’s talk about being successful. Now that most New Year’s resolutions have faded into a distant memory, choose one little thing that you know you can accomplish and do it. Small successes feel much better than frustration or guilt for not accomplishing an unattainable goal. Plus, small successes lead to big successes.
Reviewing Your Holiday Shopping Skills
Syble Solomon, December 21, 2006
Let’s talk about how to look at holiday shopping as a learning experience so next year your holidays will be less stressful and less costly.
Let’s Not Talk About Money
Syble Solomon, November 27, 2006
Let’s talk about messages from home. One day when I was eight years old, my mom sent me to the corner grocery store to buy a few things. On the way home I managed to lose $10. We retraced my steps but the money was nowhere to be found. My mother just sat down and wept.
Let’s Talk About Money, Honey
Syble Solomon, October 30, 2006
What would it take for you to feel financially secure? And, have you shared your thoughts with your spouse? This simple conversation could be the first step to finding a workable solution to disagreements about money. It’s common for husbands and wives to define security quite differently and if their definitions are miles apart, it can mean a bumpy road ahead.
Connections: Ontario Association of Credit Counseling Services
Playing Cards: A New Tool
“There are times when a speaker comes along and you say to yourself, ‘She’s been there-done that.’ Syble Solomon is one of those speakers…”
“Many marriages today are ’til debt do us part”
April 28, 2006
“It’s the No. 1 taboo topic,” says Syble Solomon, a motivational speaker who created Money Habitudes, playing cards for planners and counselors to use in getting couples talking about money. “People will tell you about their intimate sexual lives before they’ll tell you about their money…”
How to Attract and Retain Women Clients
Syble Solomon, Feb. 2006
The first time I sat down with a financial advisor I was 41 — and it was a big step for me. Although my husband and I discussed our investments, I felt incompetent and took no responsibility for decision-making. I was caught in Neverland — sounding assertive like modern woman, while acting out my role as Cinderella, letting Prince Charming rescue me and take care of our finances. Old messages are hard to shake!
Smart Marriages Conference
How to Use the Money Habitudes Cards in Marriage Education Programs
William Bailey, Ph.D., University of Arkansas, June, 2005
“…The Money Habitudes cards can be used in a variety of marriage education programs to assist couples and families in evaluating their habits and attitudes toward money. ..”
Sessions focus on good money habits
Nov. 26, 2005
“…We talk about goal setting…How you establish financial goals helps put you in the drivers’ seat for your financial future.” This is the message Georgette Frazer will bring to the Roaract…program at the University of Wisconsin-Marshfield/Wood County. (Rotaract, sponsored by Rotary International, is a service club for people ages 18-30. The clubs are designed for young adults to develop professional skills and address the needs of their communities through service projects.) She will demonstrate with Money Habitudes cards, developed for providing a balanced perspective of financial satisfaction… Frazer said the “habitude” approach is respectful.”… “There are no right or wrong ways to handle money,” she said describing the idea. “There are just different ways to handle money. It’s all about understanding what your way is…”
Horsesmouth: The Performance Improvement Network for Financial Advisors.
“Holiday Gifts for Clients: Where to Buy the Best”
Edward E. Klink, November 9, 2005
Money Habitudes was listed as one of the recommended gifts for clients.
Horsesmouth: The Performance Improvement Network for Financial Advisors.
“How a Life Planner Approaches a Client’s Case”
Nicole O. Coulter, October 7, 2005
“Armed with factual information about his prospects’ assets and risk tolerance, Shagrin’s first order of business was not launching into an asset allocation discussion or explaining his conservative approach to risk. Instead he pulled out his Money Habitudes deck of cards-an entertaining yet informative financial planning tool he’d been using faithfully for the last two years…
International Journal of Consumer Studies
“Book Review: Money Habitudes™: A Guide for Professionals working With Money Related Issues”
Volume 29 Issue 4 Page 386 – July 2005
Sue McGregor, Faculty of Education, Mount Saint Vincent University
Solomon has succeeded in creating a unique way to help people who are struggling with debt to overcome their inhibitions so they can open up and gain insights that will help them take control of their money…I feel confident recommending this tool…It looks like an exciting new way to help people discover their hidden habits and attitudes about money, freeing them to embark on a more empowering future financial life…
Journal of Personal Finance: Tools, Techniques, Strategies, and Research to Aid Consumers and Professional Financial Advisors
Get a Handle on Your Clients’ Money Habitudes
Syble Solomon, Volume 3 Issue 4, 2004
Money Habitudes cards were developed for practitioners to use as a quick, non-threatening activity to reveal a client’s habitudes (habits and attitudes) regarding money without getting into heavy, psychologically intrusive conversations.
Horsesmouth: The Performance Improvement Network for Financial Advisors
“Uncovering Your Client’s Hidden Money Attitudes”
Elizabeth Marcovitz, September 15, 2004
Since advisors deal with money every day, we may forget the discomfort that others experience around the topic…Providing clients with a way to feel comfortable talking about money will not only enhance their investment decisions but also go a long way in building their loyalty… Liz Donaghey, a third-party investment manager at Clark Capital … “The [Money Habitudes] cards change the tone of a meeting-from a serious discussion to a more interactive learning experience. It opens the door to a back-and-forth conversation that much more fully involves the client. This not only brings the client fully in to the experience, it also deepens the relationship and bolsters trust…”
Money Habitudes Can Make or Break a Business
Syble Solomon, May 2004
Money issues are inevitable. As in a marriage, by the time you start arguing it may be too late! Be proactive and have that talk before money issues ruin both your business and your relationship.
Money Habitudes: A Tool for Dealing With Debt
Syble Solomon, April 2004
Money Habitudes cards can help practitioners and clients quickly discover the emotional aspects underlying out-of-control debt. Using the cards allows practitioners to identify their client’s financial habitudes—or pattern of habits and attitudes.
Partners in Paradise Radio Talk Show
Interviewed by Kat and Curtis Knecht
January 12, 2008
WRC TV NBC, News 4 — Women and Money
Interviewed by Pat Lawson Muse
April 11, 2007
AM 860 WUDB
Delaware Valley’s Only Money Talk Radio interviewed by Olivia Mellan
March 15, 2007
WRC TV NBC, News 4
Interviewed by Susan Kidd on teaching kids about money
May 30, 2006
Real Money Radio Talk Show
Interviewed by Deborah Owens on WEAA 88.9 FM, the top-ranking public radio station in the Baltimore area
October 11, 2005
Great Relationships Radio Talk Show, WEBR Fairfax, VA
Interviewed by Kevin Decker
May 23, 2005
Interviewed by Mike Schiano
February 2, 2005
InCharge Radio is an Outreach presentation of InCharge® Education Foundation, a premier provider of educational products and services supporting the personal financial literacy needs of the people of the United States with a focus on the military.
VoiceAmerica, the industry leader in internet talk radio.
Interviewed by Steven Shagrin, JD, CFP®, CRPC®, CRC®, CELP
July 21, 2004