Money Habitudes for Teens uses the familiar playing card format and has contemporary graphics and teen-friendly language. They offer teens a non-judgmental, hands-on activity to begin to talk about money while discovering the hidden messages that motivate the way they make money decisions. Effective money management is really about making choices, balancing impulsive behavior, seeking acceptance, avoiding rejection and feeling empowered to plan for the future. The non-threatening, positive way the cards present these issues help students develop a healthier relationship with money so they are able to use their financial skills more successfully to manage money as a teen and an adult. They can be used in the classroom or group settings as a stand-alone activity or in conjunction with courses in financial literacy, life skils, psychology and business. The Money Habitudes card sort takes about 15 minutes and the interpretation and discussion can be structured from 30 minutes to many hours depending on how they are being used.

 Each deck of cards includes:

• 3 blue cards: Side 1 has Thinking Points/Discussion Ideas and Side 2 are the sorting cards for playing Money Habitudes Solitaire.
• 1 green card: Side 1 has directions to play Money Habitudes Solitaire. Side 2 has questions for additional discussion and taking next steps.
• 8 yellow interpretation cards for understanding the six habitudes and what they may mean. Each habitude has its own interpretation card which includes a motto, a description of how others may see a person with that habitude and typical advantages and disadvantages associated with that habitude. On the back of each card are suggestions for next steps.
• 54 white statement cards - nine for each of the six habitudes. Each is coded on the back with a colorful picture to identify the habitude with which it is associated.