How one sees money plays a central role in how one chooses a career and makes job-related decisions. Career counselors and coaches use Money Habitudes cards because they:
- Start a construction conversation and forge a connection between big life issues: money and career — and often relationships too.
- Make talking about money easy and approachable. How one sees money can have a huge effect on how one decides on a career, whether one stays in a dead-end job, if someone goes back to school or seeks other training, how one plans for the future, and how one is seen by colleagues.
- Help entrepreneurs understand their financial strengths and challenges when starting a business. And also help business partners and spouses better communicate about money pressures inherent in running a business.
- Provide a simple but powerful way to address: Why are some people uncomfortable charging for their services? Why do some people jump on business opportunities while others hesitate? Why someone may never ask for a raise?
How it’s used
- Icebreaker or conversation starter. A get-to-know-you activity during a first meeting, the cards are easy-to understand and non-threatening so people feel comfortable discussing money with a career adviser or counselor.
- Workshops or seminars. Money Habitudes cards are a fun, insightful but low-risk way to engage with students and clients in a group setting. Career workshops based on the activity are better received than typical PowerPoint presentations or lectures while providing an avenue for continuing dialogue.
- Part of a series of classes or presentations. Such series often include other topics such as basic career skills, life skills, investing, employee benefits and a range of asset building offerings.
- Staff development. When it comes to money — and how it affects career choices — emotion and psychology plays a big part. When career counselors do the Money Habitudes activity themselves, it helps them better understand and relate to clients from an emotional side and better address their financial issues.