What to ask clients who want to change their financial behaviors
Do you have clients who want to change their behaviors related to money? Here are seven
questions to ask before jumping into the numbers and looking for logical ways to solve their
If a client answers YES to any of these questions, it’s likely that a budget or financial plan and good intentions alone will not lead to success….something else is going on to sabotage their efforts.
Often this is at a subconscious level and clients don’t see the connection between some experience or message in their past and their behavior. If your expertise is financial knowledge, there’s no need to feel you must also be a therapist and connect those dots. However, if you really want to serve your client well, approach them with curiosity about their life and be prepared to be able to refer your client to programs or professionals that can help when necessary. You may also benefit from working in collaboration with counselors in non-profits, on campus or with clinicians in private practice.
Although many people have a problematic relationship with money, most of your clients will be just fine. However, if taking this extra step helps even just one or two clients, it would be worth the extra effort and could be life-changing for them.
Creator of Money Habitudes®