Research And Reliability

Real change is powered by proven research

Explore the independent studies and academic research which validate the Money Habitudes methodology.

New KU parternship dedicated to engaged fatherhood, family, and financial stability

New KU parternship dedicated to engaged fatherhood, family, and financial stability

2025KU News
Authors: Mike Krings

University of Kansas researchers strengthen fatherhood engagement and financial stability in northeast Kansas using evidence-based curriculums like Money Habitudes.

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Financial and Behavioral Health for Helping Professionals

Financial and Behavioral Health for Helping Professionals

2025Department of Social Work, University of North Dakota, Grand Forks, USA
Authors: Jeffery Anvari-Clark

This open-access book provides a comprehensive framework for professionals to address issues like financial anxiety, medical debt, and spending addictions by integrating financial health into behavioral health practices using tools such as Money Habitudes.

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Financial Education as an Intervention To Change Social Workers' Behaviors in Financial Practice

Financial Education as an Intervention To Change Social Workers' Behaviors in Financial Practice

2025Financial Capability and Asset Building Convention Event
Authors: Jodi Jacobson Frey, PhD, Christine Callahan, PhD, Sally Hageman, MSW, Karen Hopkins, PhD, Philip Osteen, PhD

A longitudinal study by the University of Maryland’s Financial Social Work Initiative evaluates the impact of the "Financial Stability Pathway" training—which utilizes Money Habitudes to assess financial values—finding that it significantly improved social workers' self-efficacy and practice behaviors in financial capability.

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Factor Analyses of a Money Beliefs and Behaviors Assessment Tool

Factor Analyses of a Money Beliefs and Behaviors Assessment Tool

2024Journal of Financial Counseling and Planning
Authors: Anvari-Clark, Jeffrey | Betz-Hamilton, Axton

Research analyzing over 35,000 Money Habitudes assessments validating the tool's internal structure and effectiveness for financial professionals

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Reliability Analysis of Money Habitudes

Reliability Analysis of Money Habitudes

2015Journal of Extension
Authors: Lucy M Delgadillo

A 2015 study published in the Journal of Extension confirms the reliability of all six Money Habitudes domains through Cronbach's alpha analysis, providing confidence for financial practioners in using the tool with individuals and couples

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