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Testimonials

Money Habitudes cards are universal. Anyone can use them and are often amazed at their results. It really helps people relate to their habits about money.

Pastor Richard Jackson

Manasseh Ministries providing social services to families in need with a focus on incarcerated adults and their families

I’m always looking for useful tools to help church leaders equip congregations for the work of generous giving. Everyone I’ve seen use Money Habitudes grows tremendously in their self-awareness when it comes to their attitudes and habits about personal wealth. It is intuitive to use, and participants always seem eager to both see and share their results.

Phillip Leo

This may be the best tool for individuals as well as couples to start with because it is simple and feels safe. Even though it’s a “game”, it is a doorway to serious dialogue around financial matters.

Robert Ruhnke

C.SS.R., D.Min., Author, For Better & For Ever

My husband and I have been married for 18 years and it wasn’t until now, after playing Money Habitudes, that we realized what was going on around money with us.

Toni Barnett

Author of Coffee and Kisses, Developing Prosperity Through Relationships

We use Money Habitudes for a financial coaching program and have found them incredibly impactful. It was super helpful to have the online version as a resource when we had to go virtual!

Jaimie Miller

Executive Director, Iowa Credit Union Foundation

I appreciate that Money Habitudes is interactive. My clients prefer a hands-on and personalized activity rather than simply listening to a speaker. It has been a great vehicle for education.

Monika Woods

Jacksonville, Director, NMCRS

People are more receptive to our other financial education materials after they complete Money Habitudes. It’s been very positive for us.

Joanie Davis

Community Initiatives Director, United Way of Henry County & Martinsville, VA

To have such a quick pick-up tool that is this effective is very rare. It’s a minimum investment for a maximum return.

Robin McKinney

MSW, CEO, CASH Campaign of Maryland

It’s an interactive way to engage with a client on a non-confronting level. By doing it in a game form, it removes barriers and you can have an open conversation about pretty personal stuff. People laugh and bring into their awareness what they’re already really doing unconsciously.

Lea Schodel, Wellthy Pty, Ltd, AU

I’ve been using Money Habitudes with my clients since 2009. It has really opened up some fantastic conversations and helps to build my relationship and understanding with clients.

Scott Malcolm, CFP

Director, Money Mechanics Pty Ltd

Many people view a visit to the financial planner as a cross between a root canal, math class, and marriage counseling. With Money Habitude,s my clients actually look forward to our meetings, because they feel happier about their finances.

Holly P. Thomas

CFP, Holly P. Thomas, LLC

“Financial advice has evolved from selling insurance and investment products, to having meaningful conversations about how people can achieve the life they want with the money they have. Money Habitudes is a fantastic, non-threatening way to open conversations about money. If you want to have deeper relationships with clients, and conversations that make a real impact in their lives, you really need to bring Money Habitudes into every single client engagement.”

Brian Foster

Creator, The Financial Caddie

I have been using this game for years and really enjoy it. The students get a lot out of this game and it leads to discussions about habits and relationships as well.

Elaine Blake

DeWitt Family and Consumer Science Department, DeWitt, MI

It was a perfect tool for all learning styles. Long enough to assess the student and detailed enough for the students to see the value.

Kyle Osborne

Teacher, Council Bluffs and Treynor High School, Iowa

I’ve used Money Habitudes in the public high schools for years. The students enjoy it and are amazed at the results. The activity makes them aware of their tendencies, which can be eye-opening and positive!

Nancy Reigelsperger

Financial & Consumer Educator, Cornell Cooperative Extension

My favorite part of our staff training was the Money Habitudes II card activity. It was very helpful and enlightening to me personally. Using them with our youth, including those who have been in the foster care system, will be a great way to get our young adult clients to reflect on how they view money, what has shaped that view, and then how to reshape their habits and attitudes towards money.

TaKisha DuPree

Success Coach, Children’s Harbor

Money Habitudes has identified a critical element in helping people understand their relationship with money. And that gives people hope of changing their behavior around money. Using Money Habitudes allows us to talk to teens about money in a way they may not have been able to articulate, giving them the language to ‘fill in the blanks’ about different money concepts.

Kay Reed

Executive Director, Dibble Institute

In evaluating our programs, the teen class attendants always had double the progress in budgeting and finance than the adults. The difference was that the teens were using Money Habitudes!

Deborah Gunn

First Things First

After using the cards for many years, I finally tried the new on-line version when we went virtual. Wow, it’s easier to do and interpret and I love that the report it generates – something that students can download, take with them and really think about.

Jim Kunz, Ph.D.

Professor of Social Work, McDaniel College

After using the cards for years with my social work students, I switched to the online version to teach virtually and am so glad I did! The online version is so easy to do and interpret. The personal report that is generated is a great addition.

Jim Kunz

Ph.D., Director of Social Work Program, McDaniel College

For both appointments and presentations, we wanted something that would be interactive, engaging and instructive. I knew Money Habitudes would be the perfect tool. Students enjoy the interactive aspect of the cards, and it is a great starting point for interacting with them. Using Money Habitudes has improved our conversations with clients, and it’s a great tool that will positively impact any practice.

Ryan Law, CFP®, AFC®

Director, Utah Valley University Money Management Resource Center, President, AFCPE Board of Directors

Money Habitudes has been the most phenomenal way to break the ice, and has also served as a great follow up to harder conversations. In a class setting, it is hands-down my students’ favorite activity of the semester. In addition to using it for their own personal benefit, it also asks them to consider how they can use it with others in their future career. It really gets my students thinking outside of the box.

Katherine (Kate) Mielitz

Ph.D, AFC®, Oklahoma State University

Besides personal finance programs offered by the military, Money Habitudes cards and online versions are used in programs offered to military families throughout the US by university extension agents, non-profits, churches and military spouse mentor programs. They include one-on-one financial counseling and classes in financial management, strengthening relationships and family, and programs for teens.

I’ve used the cards for years and just started to use the online version. They are easy to use, the report was easy to read, colorful and the questions, advantages and challenges were clear and easy to read on the screen. I like it!

Kimberly Eng

AFC, Family Resiliency Coordinator, Fort Bragg, NC

If you don’t understand why you’re doing what you’re doing, you’re just going to keep replicating your mistakes. You can have the greatest, most sophisticated budget plan available, but it won’t address what Money Habitudes does –the psychology behind why you’re wanting to spend or wanting to save.

Noel Meador

Executive Director, Stronger Families

I love using Money Habitudes because it creates a safe environment in which to explore clients’ attitudes to money.

Carole Nyman

Human Givens Stress Therapist and Couples Counsellor, London

This may be the best tool for individuals as well as couples to start with because it is simple and feels safe. Even though it’s a “game”, it is a doorway to serious dialogue around financial matters.

Robert Ruhnke

C.SS.R., D.Min., Author, For Better & For Ever

Money is the number one cause of conflict in marriages—even good, solid marriages. Money Habitudes is an innovative way to help couples address their money concerns.

Diane Sollee

Founder of the Coalition for Marriage, Family and Couples Education, (CMFCE) and Director of the former Smart Marriages® Conference

After using the cards for years with my social work students, I switched to the online version to teach virtually and am so glad I did! The online version is so easy to do and interpret. The personal report that is generated is a great addition.

Jim Kunz

Ph.D., Director of Social Work Program, McDaniel College

I love using Money Habitudes because it creates a safe environment in which to explore clients’ attitudes to money.

Carole Nyman

Human Givens Stress Therapist and Couples Counsellor, London

I have found Money Habitudes to be invaluable in working with couples and individuals around money matters. It opens people up to having productive and healing conversations about money, and lots more.

Brian Gill

MAC, Addiction Counselor with a specialty in addiction

After playing Money Habitudes, subsequent discussions around money issues feel less emotionally loaded.

Susan Heitler

Clinical Psychologist, author of From Conflict to Resolution and The Power of Two

Money Habitudes cards are universal. Anyone can use them and are often amazed at their results. It really helps people relate to their habits about money.

Pastor Richard Jackson

Manasseh Ministries providing social services to families in need with a focus on incarcerated adults and their families

I’m always looking for useful tools to help church leaders equip congregations for the work of generous giving. Everyone I’ve seen use Money Habitudes grows tremendously in their self-awareness when it comes to their attitudes and habits about personal wealth. It is intuitive to use, and participants always seem eager to both see and share their results.

Phillip Leo

This may be the best tool for individuals as well as couples to start with because it is simple and feels safe. Even though it’s a “game”, it is a doorway to serious dialogue around financial matters.

Robert Ruhnke

C.SS.R., D.Min., Author, For Better & For Ever

My husband and I have been married for 18 years and it wasn’t until now, after playing Money Habitudes, that we realized what was going on around money with us.

Toni Barnett

Author of Coffee and Kisses, Developing Prosperity Through Relationships

We use Money Habitudes for a financial coaching program and have found them incredibly impactful. It was super helpful to have the online version as a resource when we had to go virtual!

Jaimie Miller

Executive Director, Iowa Credit Union Foundation

I appreciate that Money Habitudes is interactive. My clients prefer a hands-on and personalized activity rather than simply listening to a speaker. It has been a great vehicle for education.

Monika Woods

Jacksonville, Director, NMCRS

People are more receptive to our other financial education materials after they complete Money Habitudes. It’s been very positive for us.

Joanie Davis

Community Initiatives Director, United Way of Henry County & Martinsville, VA

To have such a quick pick-up tool that is this effective is very rare. It’s a minimum investment for a maximum return.

Robin McKinney

MSW, CEO, CASH Campaign of Maryland

It’s an interactive way to engage with a client on a non-confronting level. By doing it in a game form, it removes barriers and you can have an open conversation about pretty personal stuff. People laugh and bring into their awareness what they’re already really doing unconsciously.

Lea Schodel, Wellthy Pty, Ltd, AU

I’ve been using Money Habitudes with my clients since 2009. It has really opened up some fantastic conversations and helps to build my relationship and understanding with clients.

Scott Malcolm, CFP

Director, Money Mechanics Pty Ltd

Many people view a visit to the financial planner as a cross between a root canal, math class, and marriage counseling. With Money Habitude,s my clients actually look forward to our meetings, because they feel happier about their finances.

Holly P. Thomas

CFP, Holly P. Thomas, LLC

“Financial advice has evolved from selling insurance and investment products, to having meaningful conversations about how people can achieve the life they want with the money they have. Money Habitudes is a fantastic, non-threatening way to open conversations about money. If you want to have deeper relationships with clients, and conversations that make a real impact in their lives, you really need to bring Money Habitudes into every single client engagement.”

Brian Foster

Creator, The Financial Caddie

I have been using this game for years and really enjoy it. The students get a lot out of this game and it leads to discussions about habits and relationships as well.

Elaine Blake

DeWitt Family and Consumer Science Department, DeWitt, MI

It was a perfect tool for all learning styles. Long enough to assess the student and detailed enough for the students to see the value.

Kyle Osborne

Teacher, Council Bluffs and Treynor High School, Iowa

I’ve used Money Habitudes in the public high schools for years. The students enjoy it and are amazed at the results. The activity makes them aware of their tendencies, which can be eye-opening and positive!

Nancy Reigelsperger

Financial & Consumer Educator, Cornell Cooperative Extension

My favorite part of our staff training was the Money Habitudes II card activity. It was very helpful and enlightening to me personally. Using them with our youth, including those who have been in the foster care system, will be a great way to get our young adult clients to reflect on how they view money, what has shaped that view, and then how to reshape their habits and attitudes towards money.

TaKisha DuPree

Success Coach, Children’s Harbor

Money Habitudes has identified a critical element in helping people understand their relationship with money. And that gives people hope of changing their behavior around money. Using Money Habitudes allows us to talk to teens about money in a way they may not have been able to articulate, giving them the language to ‘fill in the blanks’ about different money concepts.

Kay Reed

Executive Director, Dibble Institute

In evaluating our programs, the teen class attendants always had double the progress in budgeting and finance than the adults. The difference was that the teens were using Money Habitudes!

Deborah Gunn

First Things First

After using the cards for many years, I finally tried the new on-line version when we went virtual. Wow, it’s easier to do and interpret and I love that the report it generates – something that students can download, take with them and really think about.

Jim Kunz, Ph.D.

Professor of Social Work, McDaniel College

After using the cards for years with my social work students, I switched to the online version to teach virtually and am so glad I did! The online version is so easy to do and interpret. The personal report that is generated is a great addition.

Jim Kunz

Ph.D., Director of Social Work Program, McDaniel College

For both appointments and presentations, we wanted something that would be interactive, engaging and instructive. I knew Money Habitudes would be the perfect tool. Students enjoy the interactive aspect of the cards, and it is a great starting point for interacting with them. Using Money Habitudes has improved our conversations with clients, and it’s a great tool that will positively impact any practice.

Ryan Law, CFP®, AFC®

Director, Utah Valley University Money Management Resource Center, President, AFCPE Board of Directors

Money Habitudes has been the most phenomenal way to break the ice, and has also served as a great follow up to harder conversations. In a class setting, it is hands-down my students’ favorite activity of the semester. In addition to using it for their own personal benefit, it also asks them to consider how they can use it with others in their future career. It really gets my students thinking outside of the box.

Katherine (Kate) Mielitz

Ph.D, AFC®, Oklahoma State University

Besides personal finance programs offered by the military, Money Habitudes cards and online versions are used in programs offered to military families throughout the US by university extension agents, non-profits, churches and military spouse mentor programs. They include one-on-one financial counseling and classes in financial management, strengthening relationships and family, and programs for teens.

I’ve used the cards for years and just started to use the online version. They are easy to use, the report was easy to read, colorful and the questions, advantages and challenges were clear and easy to read on the screen. I like it!

Kimberly Eng

AFC, Family Resiliency Coordinator, Fort Bragg, NC

If you don’t understand why you’re doing what you’re doing, you’re just going to keep replicating your mistakes. You can have the greatest, most sophisticated budget plan available, but it won’t address what Money Habitudes does –the psychology behind why you’re wanting to spend or wanting to save.

Noel Meador

Executive Director, Stronger Families

I love using Money Habitudes because it creates a safe environment in which to explore clients’ attitudes to money.

Carole Nyman

Human Givens Stress Therapist and Couples Counsellor, London

This may be the best tool for individuals as well as couples to start with because it is simple and feels safe. Even though it’s a “game”, it is a doorway to serious dialogue around financial matters.

Robert Ruhnke

C.SS.R., D.Min., Author, For Better & For Ever

Money is the number one cause of conflict in marriages—even good, solid marriages. Money Habitudes is an innovative way to help couples address their money concerns.

Diane Sollee

Founder of the Coalition for Marriage, Family and Couples Education, (CMFCE) and Director of the former Smart Marriages® Conference

After using the cards for years with my social work students, I switched to the online version to teach virtually and am so glad I did! The online version is so easy to do and interpret. The personal report that is generated is a great addition.

Jim Kunz

Ph.D., Director of Social Work Program, McDaniel College

I love using Money Habitudes because it creates a safe environment in which to explore clients’ attitudes to money.

Carole Nyman

Human Givens Stress Therapist and Couples Counsellor, London

I have found Money Habitudes to be invaluable in working with couples and individuals around money matters. It opens people up to having productive and healing conversations about money, and lots more.

Brian Gill

MAC, Addiction Counselor with a specialty in addiction

After playing Money Habitudes, subsequent discussions around money issues feel less emotionally loaded.

Susan Heitler

Clinical Psychologist, author of From Conflict to Resolution and The Power of Two